Rowan County property record for 470 Spence Dr, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,548 sqft · built 1997 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,500 (Apr 2018) |
| Tax Bill | $2,470 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 321D261 |
| Primary APN | 321D261 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,548 sqft Living Area |
| 1st Floor Area | 1,945 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 65,776 sqft (1.51 acres) |
| Garage Area | 75 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 432 sqft |
| Deck Area | 625 sqft |
| Storage Building | 128 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 470 SPENCE DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-9054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L10 1.51AC |
| Legal Subdivision | LANDSDOWNE |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51302 |
Source: Rowan County records, as of August 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 470 SPENCE DR, SALISBURY, NC 28144-9054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on Record |
| Deed Sale | Apr 27, 2018 · Amount on Record |
| Prior Sale | Jul 12, 2013 · Amount on Record |
| Deed Book / Page | 1308 / 211 |
| Prior Transfer Date | Jan 19, 2006 |
| Prior Transfer Doc | 0010560165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 470 SPENCE DR, SALISBURY, NC 28144-9054 |
| Document Number | 0013540020 |
| Instrument Date | Aug 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 470 SPENCE DR SALISBURY NC 281449054, SALISBURY, NC 28144-9054 |
| Document Number | 0013540020 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 001354/000020 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2050 |
Source: Rowan County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,470.00 | $371,442 (-) Land $38,500 Building $332,942 | |
| 2023 | $2,470.00 | $371,442 Land $38,500 Building $332,942 | $371,442 Land $38,500 Building $332,942 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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