Rowan County property record for 435 Spence Dr, Salisbury, NC 28144 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,131 sqft · built 1999 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (May 2019) |
| Tax Bill | $1,948 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 321D263 |
| Primary APN | 321D263 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,131 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 350 sqft |
| Deck Area | 16 sqft |
| Storage Building | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 6260568 |
|---|---|
| Street Address | 435 SPENCE DR |
| City | SALISBURY |
| State | NC |
| Zip | 28144-9054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L26 .95AC |
| Legal Subdivision | LANDSDOWNE SUB |
| Legal Lot Number | 26 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51302 |
Source: Rowan County records · APN 321D263
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 435 SPENCE DR, SALISBURY, NC 28144-9054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| May 13, 2019 | Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on Record |
| Deed Sale | May 13, 2019 · Amount on Record |
| Prior Sale | Aug 03, 2005 · Amount on Record |
| Deed Document Number | 0001327558 |
| Deed Book / Page | 1327 / 558 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 435 SPENCE DR, SALISBURY, NC 28144-9054 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013690948 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 1369/948 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 13, 2019 |
| Property Address | 435 SPENCE DR, SALISBURY, NC 28144-9054 |
| Document Number | 0013270558 |
| Book / Page | 001327 / 000558 |
| Instrument Date | May 01, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 435 SPENCE DR SALISBURY NC 281449054, SALISBURY, NC 28144-9054 |
| Document Number | 13270559 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 001327/000559 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2049 |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,948.00 | $292,981 Land $35,000 Building $257,981 | $292,981 Land $35,000 Building $257,981 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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