Rowan County property record for 440 Spence Dr, Salisbury, NC 28144
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,500 (Apr 2018) |
| Tax Bill | $197 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 321D260 |
| Primary APN | 321D260 |
|---|---|
| Alternative APN |
|
| Lot Area | 50,094 sqft (1.15 acres) |
|---|
| Street Address | 440 SPENCE DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-9054 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | L9 1.15AC |
| Legal Subdivision | LANDSDOWNE |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51302 |
Source: Rowan County records · APN 321D260
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 470 SPENCE DR, SALISBURY, NC 28144-9054 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on Record |
| Deed Sale | Apr 27, 2018 · Amount on Record |
| Prior Sale | Aug 23, 2013 · Amount on Record |
| Deed Book / Page | 1308 / 211 |
| Prior Transfer Date | Jan 29, 2007 |
| Prior Transfer Doc | 0010880117 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 440 SPENCE DR, SALISBURY, NC 28144-9054 |
| Document Number | 0013540020 |
| Instrument Date | Aug 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 470 SPENCE DR SALISBURY NC 281449054, SALISBURY, NC 28144-9054 |
| Document Number | 0013540020 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 001354/000020 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 09, 2050 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197.00 | $29,750 (-) Land $29,750 | |
| 2023 | $197.00 | $29,750 Land $29,750 | $29,750 Land $29,750 |
Source: FEMA National Flood Hazard Layer as of May 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 39 locations within half a mile of this property.
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