Rowan County property record for 540 Spence Dr, Salisbury, NC 28144 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,348 sqft Living Area |
| Lot Size | 34,412 sqft (0.789 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $310,000 (2021) |
| Tax Bill | $1,875.00 (2023) |
| Primary APN | 321F002 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,348 sqft Living Area |
| Gross Area | 2,680 sqft Gross Area |
| 1st Floor | 932 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Lot Area | 34,412 sqft (0.789 acres) |
| Porch | 1 Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 6215931 |
|---|---|
| Street Address | 540 SPENCE DR |
| City | SALISBURY |
| State | NC |
| Zip | 28144-9055 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L12 .79AC |
| Legal Subdivision | LANDSDOWNE PH 03 |
| Legal Lot Number | 12 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | FRANKLIN |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 51302 |
Source: Rowan County records · APN 321F002
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 540 SPENCE DR, SALISBURY, NC 28144-9055 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 28, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA FSB |
| Jan 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 23, 2020 | Loan Modification, Mortgage · Conventional Mortgage HOUSING FIN AGCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on Record |
| Deed Sale | Dec 28, 2021 · Amount on Record |
| Prior Sale | Jan 28, 2021 · Amount on Record |
| Deed Doc Number | 0001391786 |
| Deed Book / Page | 1391 / 786 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 28, 2021 |
| Property Address | 540 SPENCE DR, SALISBURY, NC 28144-9055 |
| Document Number | 0013910786 |
| Book / Page | 1391 / 786 |
| Map Reference | PG 3836 |
| Instrument Date | Dec 02, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 SMITH RD, 65, BUFFALO, NY 14228-1510 |
| Name | Verified Name |
|---|---|
| Address | 540 SPENCE DR, SALISBURY, NC 28144-9055 |
| Document Number | 0001391787 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 1391/787 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jan 28, 2021 |
| Property Address | 540 SPENCE DR, SALISBURY, NC 28144-9055 |
| Document Number | 0013660828 |
| Book / Page | 1366 / 828 |
| Instrument Date | Jan 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1010 WATSON AVE, 1010, WINSTON SALEM, NC 27103-4548 |
| Name | Verified Name |
|---|---|
| Address | 540 SPENCE DR, SALISBURY, NC 28144-9055 |
| Document Number | 1366829 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 1366/829 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 540 SPENCE DR, SALISBURY, NC 28144-9055 |
| Document Number | 0013620526 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 540 SPENCE DR SALISBURY NC 281449055, SALISBURY, NC 28144-9055 |
| Document Number | 0013620526 |
|---|---|
| Date | Dec 08, 2020 |
| Book Page | 001362/000526 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | PO BOX 28066, RALEIGH, NC 27611-8066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 07, 2022 |
| Rate | 4% |
|---|
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,875.00 | $282,069 Land $35,000 Building $247,069 | $282,069 Land $35,000 Building $247,069 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,439 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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