Rowan County property record for 430 Spence Dr, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,061 sqft · built 1997 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $217,000 (Jul 2019) |
| Tax Bill | $2,378 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 321D259 |
| Primary APN | 321D259 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,061 sqft Living Area |
| Gross Area | 2,062 sqft |
| 1st Floor Area | 904 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 64,904 sqft (1.49 acres) |
| Garage Area | 484 sqft |
| Pool Area | 792 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 64 sqft |
| Deck Area | 280 sqft |
| Storage Building | 336 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 6345063 |
|---|---|
| Street Address | 430 SPENCE DR |
| City | SALISBURY |
| State | NC |
| Zip | 28144-9054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L8 1.49AC |
| Legal Subdivision | LANDSDOWNE SUB |
| Legal Lot Number | 8 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51302 |
Source: Rowan County records, as of October 9, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 430 SPENCE DR, SALISBURY, NC 28144-9054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU |
| Jun 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SHARONVIEW FCU |
| Jul 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG |
| Oct 16, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on Record |
| Deed Sale | Jul 29, 2019 · Amount on Record |
| Prior Sale | Oct 16, 2017 · Amount on Record |
| Deed Document Number | 0001331773 |
| Deed Book / Page | 1331 / 773 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 430 SPENCE DR, SALISBURY, NC 28144-9054 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013760492 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 1376/492 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 430 SPENCE DR, SALISBURY, NC 28144-9054 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013760513 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 1376/513 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 25, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 29, 2019 |
| Property Address | 430 SPENCE DR, SALISBURY, NC 28144-9054 |
| Document Number | 0013310773 |
| Book / Page | 001331 / 000773 |
| Instrument Date | Jul 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 430 SPENCE DR SALISBURY NC 281449054, SALISBURY, NC 28144-9054 |
| Document Number | 13310774 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 001331/000774 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 16, 2017 |
| Property Address | 430 SPENCE DR, SALISBURY, NC 28144-9054 |
| Document Number | 0012980256 |
| Book / Page | 001298 / 000256 |
| Instrument Date | Oct 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 430 SPENCE DR SALISBURY NC 281449054, SALISBURY, NC 28144-9054 |
| Document Number | 12980258 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 001298/000258 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2047 |
Source: Rowan County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,378.00 | $357,662 Land $35,000 Building $322,662 | $357,662 Land $35,000 Building $322,662 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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