Rowan County property record for 610 Spence Dr, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,527 sqft · built 2001 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jan 2002) |
| Tax Bill | $2,187 (2026) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 321F003 |
| Primary APN | 321F003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,527 sqft Living Area |
| 1st Floor Area | 1,872 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 144 sqft |
| Storage Building | Storage Building |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 610 SPENCE DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-9056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L13 .80AC |
| Legal Subdivision | LANDSDOWNE |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51302 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 610 SPENCE DR, SALISBURY, NC 28144-9056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2002 · Amount on Record |
| Deed Sale | Jan 30, 2002 · Amount on Record |
| Deed Book / Page | 930 / 621 |
| Last Transfer Date | Jun 28, 2016 |
| Transfer Doc | 0012720832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 610 SPENCE DR, SALISBURY, NC 28144-9056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1620 S MARTIN LUTHER KING JR AVE 101, 101, SALISBURY, NC 28144-5595 |
| Document Number | 0013610899 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 1361/899 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,187.00 | $329,010 (-) Land $35,000 Building $294,010 | $329,010 (-) Land $35,000 Building $294,010 |
| 2025 | $2,187.00 | $329,010 (-) Land $35,000 Building $294,010 | |
| 2023 | $2,187.00 | $329,010 Land $35,000 Building $294,010 | $329,010 Land $35,000 Building $294,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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