Rowan County property record for 410 Spence Dr, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,529 sqft · built 1997 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | Trust Name on File |
| Last Sale | $364,000 (Sep 2026) |
| Tax Bill | $2,352 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 321D258 |
| Primary APN | 321D258 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,529 sqft Living Area |
| 1st Floor Area | 2,278 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 36,590 sqft (0.84 acres) |
| Garage Area | 412 sqft |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 576 sqft |
| Porch | Porch |
| Porch Area | 344 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 410 SPENCE DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-9054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L7 .84AC |
| Legal Subdivision | LANDSDOWNE SUBDIVISION |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51302 |
410 Spence Dr is held in a trust since September 2026.
Source: Rowan County records, as of September 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1295 W WASHINGTON ST, 115, TEMPE, AZ 85288-1233 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Warranty Deed, Transfer OS NATIONAL TITLE |
| Sep 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on File |
| Deed Sale | Sep 23, 2026 · Amount on File |
| Prior Sale | Feb 7, 2008 · Amount on File |
| Deed Book / Page | 1491 / 381 |
| Prior Transfer Date | Feb 1, 2008 |
| Prior Transfer Doc | 0011140409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 23, 2026 |
| Property Address | 410 SPENCE DR, SALISBURY, NC 28144-9054 |
| Document Number | 1491000381 |
| Book / Page | 1491 / 381 |
| Instrument Date | Sep 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | OS NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $73,528.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 410 SPENCE DR, SALISBURY, NC 28144-9054 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 410 SPENCE DR, SALISBURY, NC 28144-9054 |
| Document Number | 0013570188 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 1357/188 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 269 Months |
| Due | Feb 1, 2043 |
The 2026 property tax bill for 410 Spence Dr was $2,352.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,352.00 | $353,730 Land $35,000 Building $318,730 | $353,730 Land $35,000 Building $318,730 |
| 2023 | $2,352.00 | $353,730 Land $35,000 Building $318,730 | $353,730 Land $35,000 Building $318,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 410 Spence Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2008–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 410 Spence Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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