45138 Brown St, Callahan, FL 32011 Property Records

Nassau County property record for 45138 Brown St, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 2021
Lot Size	0.27 acres (11,799 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Aug 2021)
Tax Bill	$3,255 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-2N-25-4140-0017-0000`

Property Details

APN / Parcel Number

Primary APN	`49-2N-25-4140-0017-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Heated Area
Gross Area	1,774 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,799 sqft (0.27 acres)
Lot Dimensions	171 ft deep x 69 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	45138 BROWN ST
City	CALLAHAN
State	FL
Zip	32011-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	E'LY 69 FT OF LOT 17 MCARTHUR SUB PB 3/16
Legal Range	25E
Legal Township	02N
Legal Section	49
Legal Subdivision	MCARTHUR SUB
Legal Lot Number	17
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2009
Census Tract	50509

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	45138 BROWN ST, CALLAHAN, FL 32011-3910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	202145031274
Deed Book / Page	2490 / 170
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 23, 2021
Property Address	45138 BROWN ST, CALLAHAN, FL 32011-3910
Document Number	0024900170
Book / Page	2490 / 170
Map Reference	MB 3 PG 16
Instrument Date	Aug 20, 2021
Instrument	202145031274
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54040 VONTZ CIR, CALLAHAN, FL 32011-4786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 130, MACCLENNY, FL 32063-0130

Mortgage

Document Number	0002490171
Date	Aug 23, 2021
Instrument	2490/171

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Callahan Town
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,255.00 (+0.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$264,744 (+2.9%)	$284,731 (+4.09%) Land $48,300 Building $236,431
2024	$3,233.00 (-1.37%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$257,283 (+3%)	$273,535 (+9.51%) Land $48,300 Building $225,235
2023	$3,278.00 (+15.22%) Homeowner's exemption	$249,789 (+31.02%) Land $34,500 Building $215,289	$249,789 (+31.02%) Land $34,500 Building $215,289
2022	$2,845.00	$190,643 Land $28,704 Building $161,939	$190,643 Land $28,704 Building $161,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAHAN WTP serves 1,730 people · EPA ID FL2450146
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35