45128 Brown St, Callahan, FL 32011 Property Records

Nassau County property record for 45128 Brown St, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 980 sqft · built 1995
Lot Size	0.325 acres (14,193 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Apr 2019)
Tax Bill	$762 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-2N-25-4140-0018-0000`

Property Details

APN / Parcel Number

Primary APN	`49-2N-25-4140-0018-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	980 sqft Heated Area
Gross Area	1,532 sqft
1st Floor Area	980 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,193 sqft (0.325 acres)
Lot Dimensions	171 ft deep x 83 ft wide
Garage Area	308 sqft
Porch	Open Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	45128 BROWN ST
City	CALLAHAN
State	FL
Zip	32011-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 18 MCARTHUR SUB PB 3/16
Legal Range	25E
Legal Township	02N
Legal Section	49
Legal Subdivision	MCARTHUR SUB
Legal Lot Number	18
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2009
Census Tract	50509

Owner

45128 Brown St is owned and occupied by an individual who bought it in April 2019.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	45128 BROWN ST, CALLAHAN, FL 32011-3910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Prior Sale	Oct 21, 2015 · Amount on File
Deed Document Number	201945010403
Deed Book / Page	2265 / 1420
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 2, 2019
Property Address	45128 BROWN ST, CALLAHAN, FL 32011-3910
Document Number	0022651420
Book / Page	2265 / 1420
Map Reference	MB 3 PG 16
Instrument Date	Apr 1, 2019
Instrument	201945010403
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$882.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45128 BROWN ST, CALLAHAN, FL 32011-3910

Mortgage

Document Number	201945010404
Date	Apr 2, 2019
Instrument	201945010404

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 45128 Brown St was $762 with exemptions applied, up 2% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Callahan Town
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$762.00 (+2.01%) Homeowner's exemption Widower's exemption	$96,472 (+2.9%)	$191,135 (+2.94%) Land $58,520 Building $132,615
2024	$747.00 (+3.32%) Homeowner's exemption Widower's exemption	$93,753 (+3%)	$185,679 (+13.42%) Land $58,520 Building $127,159
2023	$723.00 (+2.99%) Homeowner's exemption Widower's exemption	$91,022 (+3%)	$163,706 (+21.47%) Land $41,800 Building $121,906
2022	$702.00 Homeowner's exemption Widower's exemption	$88,371	$134,770 Land $33,440 Building $101,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45128 Brown St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45128 Brown St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAHAN WTP serves 1,730 people · EPA ID FL2450146
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35