Nassau County property record for 45168 Brown St, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,297 sqft · built 2018 |
| Lot Size | 0.243 acres (10,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $282,450 (Dec 2021) |
| Tax Bill | $3,753 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Dec 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-2N-25-4140-0016-0000 |
| Primary APN | 49-2N-25-4140-0016-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,297 sqft Heated Area |
| Gross Area | 1,759 sqft |
| 1st Floor Area | 1,297 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,602 sqft (0.243 acres) |
| Lot Dimensions | 171 ft deep x 62 ft wide |
| Garage Area | 308 sqft |
| Porch | Open Porch |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 45168 BROWN ST |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | PT OF LOT 16 IN OR 2521/1008 MCARTHUR SUB PB 3/16 |
| Legal Range | 25E |
| Legal Township | 02N |
| Legal Section | 49 |
| Legal Subdivision | MCARTHUR SUB |
| Legal Lot Number | 16 17 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 50509 |
Source: Nassau County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45168 BROWN ST, CALLAHAN, FL 32011-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Dec 7, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Sep 15, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| May 7, 2018 | Warranty Deed, Transfer · Construction Mortgage RONALD J & SHARON A MURPHY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on Record |
| Deed Sale | Dec 14, 2021 · Amount on Record |
| Prior Sale | Dec 7, 2021 · Amount on Record |
| Deed Document Number | 202145046040 |
| Deed Book / Page | 2521 / 1008 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 45168 BROWN ST, CALLAHAN, FL 32011-3910 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45168 BROWN ST, CALLAHAN, FL 32011-3910 |
| Document Number | 0026931898 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 2693/1898 |
| Instrument | 202445003853 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 5, 2034 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Dec 14, 2021 |
| Property Address | 45168 BROWN ST, CALLAHAN, FL 32011-3910 |
| Document Number | 0025211008 |
| Book / Page | 2521 / 1008 |
| Map Reference | MB 3 PG 16 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 202145046040 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,977.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Address | 45168 BROWN ST, CALLAHAN, FL 32011-3910 |
| Document Number | 0025211010 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2521/1010 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Dec 7, 2021 |
| Property Address | 45168 BROWN ST, CALLAHAN, FL 32011-3910 |
| Document Number | 0025190856 |
| Book / Page | 2519 / 856 |
| Map Reference | MB 3 PG 16 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 202145045012 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,981.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91 WOODMAN DR, MATHIAS, WV 26812-8670 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Sep 15, 2021 |
| Property Address | 45168 BROWN ST, CALLAHAN, FL 32011-3910 |
| Document Number | 0024961452 |
| Book / Page | 2496 / 1452 |
| Map Reference | MB 3 PG 16 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 202145034498 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91 WOODMAN DR, MATHIAS, WV 26812-8670 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 7, 2018 |
| Property Address | 45168 BROWN ST, CALLAHAN, FL 32011-3910 |
| Document Number | 0021940876 |
| Book / Page | 002194 / 000876 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 13855 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TR INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,113.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45168 BROWN ST CALLAHAN FL 32011, CALLAHAN, FL 32011 |
| Document Number | 21940877 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 002194/000877 |
| Instrument | 13856 |
| Name | RONALD J & SHARON A MURPHY |
|---|---|
| Address | 54040 VONTZ CIR, CALLAHAN, FL 32011-4786 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 6, 2019 |
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Municipality | Callahan Town |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,753.00 (+4.6%) | $270,867 (+4.12%) Land $43,400 Building $227,467 | $270,867 (+4.12%) Land $43,400 Building $227,467 |
| 2024 | $3,588.00 (+6.85%) | $260,153 (+9.19%) Land $43,400 Building $216,753 | $260,153 (+9.19%) Land $43,400 Building $216,753 |
| 2023 | $3,358.00 (+24.37%) | $238,252 (+31.68%) Land $31,000 Building $207,252 | $238,252 (+31.68%) Land $31,000 Building $207,252 |
| 2022 | $2,700.00 | $180,931 Land $24,800 Building $156,131 | $180,931 Land $24,800 Building $156,131 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAHAN WTP serves 1,730 people · EPA ID FL2450146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
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