45168 Brown St, Callahan, FL 32011 Property Records

Nassau County property record for 45168 Brown St, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,297 sqft · built 2018
Lot Size0.243 acres (10,602 sqft)
OwnerIndividual Name on Record
Last Sale$282,450 (Dec 2021)
Tax Bill$3,753 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Dec 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN49-2N-25-4140-0016-0000

Property Details

APN / Parcel Number

Primary APN49-2N-25-4140-0016-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,297 sqft Heated Area
Gross Area1,759 sqft
1st Floor Area1,297 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,602 sqft (0.243 acres)
Lot Dimensions171 ft deep x 62 ft wide
Garage Area308 sqft
PorchOpen Porch
Porch Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address45168 BROWN ST
CityCALLAHAN
StateFL
Zip32011-3910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionPT OF LOT 16 IN OR 2521/1008 MCARTHUR SUB PB 3/16
Legal Range25E
Legal Township02N
Legal Section49
Legal SubdivisionMCARTHUR SUB
Legal Lot Number16 17
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group2
Census Block2009
Census Tract50509

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address45168 BROWN ST, CALLAHAN, FL 32011-3910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Dec 14, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK
Dec 7, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Sep 15, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE
May 7, 2018Warranty Deed, Transfer · Construction Mortgage
RONALD J & SHARON A MURPHY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2021 · Amount on Record
Deed SaleDec 14, 2021 · Amount on Record
Prior SaleDec 7, 2021 · Amount on Record
Deed Document Number202145046040
Deed Book / Page2521 / 1008
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address45168 BROWN ST, CALLAHAN, FL 32011-3910
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address45168 BROWN ST, CALLAHAN, FL 32011-3910

Mortgage

Document Number0026931898
DateFeb 12, 2024
Book Page2693/1898
Instrument202445003853
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
Address650 S TRYON ST # 88, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMar 5, 2034
Interest
Change FrequencyMonthly

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateDec 14, 2021
Property Address45168 BROWN ST, CALLAHAN, FL 32011-3910
Document Number0025211008
Book / Page2521 / 1008
Map ReferenceMB 3 PG 16
Instrument DateDec 13, 2021
Instrument202145046040
Transaction TypeTransfer
Record UpdatedJan 13, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,977.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
Address45168 BROWN ST, CALLAHAN, FL 32011-3910

Mortgage

Document Number0025211010
DateDec 14, 2021
Instrument2521/1010
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateDec 7, 2021
Property Address45168 BROWN ST, CALLAHAN, FL 32011-3910
Document Number0025190856
Book / Page2519 / 856
Map ReferenceMB 3 PG 16
Instrument DateSep 14, 2021
Instrument202145045012
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$1,981.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address91 WOODMAN DR, MATHIAS, WV 26812-8670

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateSep 15, 2021
Property Address45168 BROWN ST, CALLAHAN, FL 32011-3910
Document Number0024961452
Book / Page2496 / 1452
Map ReferenceMB 3 PG 16
Instrument DateSep 14, 2021
Instrument202145034498
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address91 WOODMAN DR, MATHIAS, WV 26812-8670

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateMay 7, 2018
Property Address45168 BROWN ST, CALLAHAN, FL 32011-3910
Document Number0021940876
Book / Page002194 / 000876
Instrument DateApr 27, 2018
Instrument13855
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyGUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TR INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,113.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45168 BROWN ST CALLAHAN FL 32011, CALLAHAN, FL 32011

Mortgage

Document Number21940877
DateMay 7, 2018
Book Page002194/000877
Instrument13856
Lender
NameRONALD J & SHARON A MURPHY
Address54040 VONTZ CIR, CALLAHAN, FL 32011-4786
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 6, 2019

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityCallahan Town
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,753.00 (+4.6%)$270,867 (+4.12%) Land $43,400 Building $227,467$270,867 (+4.12%) Land $43,400 Building $227,467
2024$3,588.00 (+6.85%)$260,153 (+9.19%) Land $43,400 Building $216,753$260,153 (+9.19%) Land $43,400 Building $216,753
2023$3,358.00 (+24.37%)$238,252 (+31.68%) Land $31,000 Building $207,252$238,252 (+31.68%) Land $31,000 Building $207,252
2022$2,700.00$180,931 Land $24,800 Building $156,131$180,931 Land $24,800 Building $156,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALLAHAN WTP
serves 1,730 people · EPA ID FL2450146
Water SourceGroundwater
Last State InspectionNov 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Xfinity
Cable
1,200 / 35

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