4500 Panama Shell Dr, Captiva, FL 33924 Property Records

Lee County property record for 4500 Panama Shell Dr, Captiva, FL 33924 · Last verified May 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.202 acres (8,817 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Feb 2021)
Tax Bill	$1,578 (2025)
Deeds & Mortgages	Jun 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`05-45-21-09-00000.0110`

Property Details

APN / Parcel Number

Primary APN	`05-45-21-09-00000.0110`
Alternative APNs	`21054509000000110` `05452100000030750` `10591366` `10617027`

Exterior

Lot Area	8,817 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide

Location & Zoning

Account Number	10617027
Street Address	4500 PANAMA SHELL DR
City	UPPER CAPTIVA
State	FL
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	PARL IN S 1/2 GOVT LT 3 DESC OR 1490 PG 294 AKA LOT 11 UT 3 N CAPTIVA DUNES
Legal Range	21E
Legal Township	45S
Legal Section	05
Legal Subdivision	UPPER CAPTIVA ISLAND
Legal Tract	09
Legal Block	1
Legal Lot Number	3,11
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1025
Census Tract	80100

Owner

Source: Lee County records · APN 05-45-21-09-00000.0110

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10702 CAPE HATTERAS DR, TAMPA, FL 33615-4276
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 02, 2021 · Amount on Record
Deed Sale	Feb 02, 2021 · Amount on Record
Prior Sale	Feb 23, 2012 · Amount on Record
Deed Document Number	202133395
Prior Transfer Date	Jun 07, 2019
Prior Transfer Doc	0000141503
Record Updated	Jun 08, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Jun 17, 2019
Property Address	4510 PANAMA SHELL DR, CAPTIVA, FL 33924
Document Number	0000141503
Instrument Date	Jun 07, 2019
Instrument	141503
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1342 NORTH BEND WA 980451342, NORTH BEND, WA 98045-1342

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,578.00 (-13.86%)	$107,680 (-6.43%) Land $107,680	$107,680 (-6.43%) Land $107,680
2023	$1,832.00 (-56.38%)	$115,078 (-56.57%) Land $115,078	$115,078 (-56.57%) Land $115,078
2022	$4,200.00	$265,000 Land $265,000	$265,000 Land $265,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710801001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 774 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured 83 under condo master policies
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024, other causes
Claims By Storm	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.