Lee County property record for 4470 Panama Shell Dr, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,745 sqft · built 2000 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Jan 2013) |
| Tax Bill | $6,705 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-09-00000.0080 |
| Primary APN | 05-45-21-09-00000.0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,745 sqft Living Area |
| Gross Area | 3,979 sqft |
| 1st Floor Area | 932 sqft |
| Upper Floors Area | 644 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 8,843 sqft (0.203 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 132 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 250 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 843 sqft |
| Deck Area | 961 sqft |
| Patio Area | 1,380 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10003432 |
|---|---|
| Street Address | 4470 PANAMA SHELL DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARL IN S 1/2 GOVT LT 3 DESC OR 1483 PG 1740 AKA LT 8 UT 3 N CAPTIVA DUNES |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | UPPER CAPTIVA ISLAND |
| Legal Tract | 09 |
| Legal Block | 1 |
| Legal Lot Number | 3,8 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 80100 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 50, BOKEELIA, FL 33922-0050 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2013 · Amount on Record |
| Deed Sale | Jan 31, 2013 · Amount on Record |
| Prior Sale | Mar 17, 2006 · Amount on Record |
| Deed Document Number | 201324101 |
| Prior Transfer Date | Jan 25, 2013 |
| Prior Transfer Doc | 0000024101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | May 20, 2026 |
| Property Address | 4470 PANAMA SHELL DR, CAPTIVA, FL 33924 |
| Document Number | 0000133995 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026133995 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000133995, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 2026133995 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 4, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 4470 PANAMA SHELL DR, CAPTIVA, FL 33924 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012253 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 2020000012253 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,873 (+7.2%) | $752,336 (+14.99%) Land $110,956 Building $641,380 | |
| 2025 | $6,705.00 (+37.65%) Homeowner's exemption | $497,093 (+54.99%) | $654,254 (-20.22%) Land $106,903 Building $547,351 |
| 2023 | $4,871.00 (-1.3%) Homeowner's exemption | $320,729 (+3%) | $820,123 (+27.53%) Land $115,130 Building $704,993 |
| 2022 | $4,935.00 Homeowner's exemption | $311,387 | $643,093 Land $132,500 Building $510,593 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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