4490 Panama Shell Dr, Captiva, FL 33924 Property Records

Lee County property record for 4490 Panama Shell Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,221 sqft · built 2011
Lot Size0.202 acres (8,799 sqft)
OwnerCompany Name on Record
Last Sale$820,000 (Apr 2018)
Tax Bill$13,997 (2025)
Deeds & MortgagesApr 2018 Sale
Flood ZoneZone AE (high risk)
APN05-45-21-09-00000.0100

Property Details

APN / Parcel Number

Primary APN05-45-21-09-00000.0100
Alternative APNs
  • 05452100000030880
  • 21054509000000100
  • 10003439

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,221 sqft Living Area
Gross Area4,799 sqft
1st Floor Area1,203 sqft
Upper Floors Area963 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleColonial
Exterior MaterialCombination
Roof TypeHip
Roof MaterialMetal
Lot Area8,799 sqft (0.202 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area312 sqft
PorchFlorida Room
Porch Area394 sqft
Deck Area743 sqft
Patio Area1,242 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003439
Street Address4490 PANAMA SHELL DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionPARL IN S 1/2 GOVT LOT 3 DESC OR 1483 PG 1710 AKA LT 10 UT 3 N CAPTIVA DUNES
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract09
Legal Block1
Legal Lot Number3,10
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1025
Census Tract80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11840 LACY LN, FORT MYERS, FL 33966-1345
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2018 · Amount on Record
Deed SaleApr 4, 2018 · Amount on Record
Prior SaleMar 12, 2010 · Amount on Record
Deed Document Number201878195
Record UpdatedOct 29, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 4, 2018
Property Address4490 PANAMA SHELL DR, CAPTIVA, FL 33924
Document Number0000078195
Instrument DateApr 2, 2018
Instrument78195
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$5,740.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3601 SE 17TH AVE CAPE CORAL FL 339045067, CAPE CORAL, FL 33904-5067

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,296,037 (+51.17%) Land $110,956 Building $1,185,081$1,296,037 (+15.61%) Land $110,956 Building $1,185,081
2025$13,997.00 (+2.97%)$857,347 (-26.47%)$1,121,063 (-3.86%) Land $106,903 Building $1,014,160
2023$13,593.00 (+15.69%)$1,166,033 (+27.53%) Land $115,098 Building $1,050,935$1,166,033 (+27.53%) Land $115,098 Building $1,050,935
2022$11,749.00$914,353 Land $132,500 Building $781,853$914,353 Land $132,500 Building $781,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
60 / 5
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Panama Shell Dr

Nearby Streets

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