Lee County property record for 4481 Panama Shell Dr, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,582 sqft · built 2011 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Mar 2010) |
| Tax Bill | $12,218 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-09-00000.0330 |
| Primary APN | 05-45-21-09-00000.0330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,582 sqft Living Area |
| Gross Area | 4,200 sqft |
| 1st Floor Area | 1,409 sqft |
| Upper Floors Area | 951 sqft |
| Basement Area | 42 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 8,843 sqft (0.203 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 735 sqft |
| Patio Area | 251 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10003371 |
|---|---|
| Street Address | 4481 PANAMA SHELL DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | N CAPTIVA DUNES UNREC UT 3 LOT 33 DESC OR 1238 PG 1778 |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | UPPER CAPTIVA ISLAND |
| Legal Tract | 09 |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 80100 |
Source: Lee County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 BAY VILLAS LN, NAPLES, FL 34108-2867 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2010 · Amount on Record |
| Deed Sale | Mar 5, 2010 · Amount on Record |
| Prior Sale | Jun 28, 2006 · Amount on Record |
| Deed Document Number | 201057205 |
| Record Updated | Jun 8, 2026 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,218.00 (+1.47%) | $758,364 (-26.47%) | $960,467 (-6.88%) Land $106,903 Building $853,564 |
| 2023 | $12,041.00 (+15.67%) | $1,031,410 (+27.53%) Land $115,176 Building $916,234 | $1,031,410 (+27.53%) Land $115,176 Building $916,234 |
| 2022 | $10,410.00 | $808,783 Land $132,500 Building $676,283 | $808,783 Land $132,500 Building $676,283 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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