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4521 Panama Shell Dr, Captiva, FL 33924 Property Records

Lee County property record for 4521 Panama Shell Dr, Captiva, FL 33924

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 2 ba · 3,230 sqft · built 1996
Lot Size0.405 acres (17,655 sqft)
Owner2 Individual Names on Record
Last Sale$1,100,000 (Aug 2018)
Tax Bill$2,227 (2025)
Deeds & MortgagesMay 2021 Transfer
Aug 2018 Sale
Flood ZoneZone AE (high risk)
APN05-45-21-09-00000.0290

Property Details

APN / Parcel Number

Primary APN05-45-21-09-00000.0290
Alternative APNs
  • 21054509000000290
  • 05452100000030160
  • 10612979
  • 10003367

Interior

Full Baths2 Baths
Stories1 Story
Building Area3,230 sqft Living Area
Gross Area7,526 sqft
1st Floor Area989 sqft
Upper Floors Area1,645 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area17,655 sqft (0.405 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage TypeCarport
Garage Area596 sqft
CarportCarport
Carport Area596 sqft

Exterior Amenities

Pool Area230 sqft
PorchSlab
Deck Area244 sqft
Patio Area1,084 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10612979
Street Address4521 PANAMA SHELL DR
CityUPPER CAPTIVA
StateFL
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRS-1
Legal DescriptionN CAPTIVA DUNES UNREC UT 3 LOTS 29 + 30 AS DESC IN INSTRUMENT 2021000165111
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract09
Legal Block1
Legal Lot Number29,30
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1018
Census Tract80100

Owner

Source: Lee County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16529 COPPERSTRIP LN, SILVER SPRING, MD 20906-1132
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 23, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2018 · Amount on Record
Deed SaleAug 23, 2018 · Amount on Record
Prior SaleMar 27, 1996 · Amount on Record
Deed Document Number2018203767
Prior Transfer DateFeb 17, 1999
Prior Transfer Doc3082001162
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateMay 19, 2021
Property Address4521 PANAMA SHELL DR, CAPTIVA, FL 33924
Document Number0000165111
Instrument DateMay 13, 2021
Instrument2021000165111
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16529 COPPERSTRIP LN, SILVER SPRING, MD 20906-1132

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 23, 2018
Property Address4521 PANAMA SHELL DR, CAPTIVA, FL 33924
Document Number0000203767
Instrument DateAug 15, 2018
Instrument203767
Transaction TypeTransfer
Record UpdatedSep 6, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$7,700.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16529 COPPERSTRIP LN SILVER SPRING MD 209061132, SILVER SPRING, MD 20906-1132

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$154,256 (+5.36%) Land $154,256$154,256 (-4.5%) Land $154,256
2025$2,227.00 (-5.03%)$146,410 (-9.98%) Land $146,410$161,522 (-0.69%) Land $161,522
2023$2,345.00 (-17.46%)$162,644 (-38.62%) Land $162,644$162,644 (-38.62%) Land $162,644
2022$2,841.00$265,000 Land $265,000$265,000 Land $265,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
CenturyLink
DSL		60 / 5
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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