4471 Panama Shell Dr, Captiva, FL 33924 Property Records

Lee County property record for 4471 Panama Shell Dr, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,555 sqft · built 1988
Lot Size	0.203 acres (8,838 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Mar 2021)
Tax Bill	$9,778 (2025)
Deeds & Mortgages	Mar 2021 Sale Apr 2020 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`05-45-21-09-00000.0340`

Property Details

APN / Parcel Number

Primary APN	`05-45-21-09-00000.0340`
Alternative APNs	`21054509000000340` `10003372`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,555 sqft Living Area
Gross Area	4,678 sqft
1st Floor Area	1,392 sqft
Upper Floors Area	128 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,838 sqft (0.203 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	140 sqft
Carport	Carport
Carport Area	140 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	547 sqft
Patio Area	723 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10003372
Street Address	4471 PANAMA SHELL DR
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	N CAPTIVA DUNES UNREC UT 3 LOT 34 DESC OR 1238 PG 1778
Legal Range	21E
Legal Township	45S
Legal Section	05
Legal Subdivision	UPPER CAPTIVA ISLAND
Legal Tract	09
Legal Block	1
Legal Lot Number	34
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1018
Census Tract	80100

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 129, MATLACHA, FL 33993-0129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 22, 2017	Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	202175041
Prior Transfer Date	Apr 29, 2013
Prior Transfer Doc	0000134316
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 10, 2021
Property Address	4471 PANAMA SHELL DR, CAPTIVA, FL 33924
Document Number	0000075041
Instrument Date	Mar 8, 2021
Instrument	2021000075041
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,071.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 902, ALVA, OK 73717-0902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 129, MATLACHA, FL 33993-0129

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Apr 22, 2020
Property Address	4471 PANAMA SHELL DR, CAPTIVA, FL 33924
Document Number	0000095767
Instrument Date	Apr 21, 2020
Instrument	95767
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 902 ALVA OK 737170902, ALVA, OK 73717-0902

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Mar 8, 2017
Property Address	4471 PANAMA SHELL DR, CAPTIVA, FL 33924
Document Number	0000049832
Instrument Date	Feb 21, 2017
Instrument	49832
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5501 GRAYS PEAK ENID OK 737019682, ENID, OK 73701-9682

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 22, 2017
Property Address	4471 PANAMA SHELL DR, CAPTIVA, FL 33924
Document Number	0000038340
Instrument Date	Feb 21, 2017
Instrument	2017000038340
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,797.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14699 GROVE ST, 14699, HEALDSBURG, CA 95448-4817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5501 CRAYS PEAK, ENID, OK 73703
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038341
Date	Feb 22, 2017
Instrument	2017000038341

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,778.00 (-11.93%) Homeowner's exemption	$706,666 (-5.78%) Land $106,903 Building $599,763	$706,666 (-27.64%) Land $106,903 Building $599,763
2023	$11,102.00 (+0.73%) Homeowner's exemption	$750,005 (+3%)	$976,534 (+27.53%) Land $115,157 Building $861,377
2022	$11,021.00 Homeowner's exemption	$728,160	$765,751 Land $132,500 Building $633,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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