Lee County property record for 4510 Panama Shell Dr, Captiva, FL 33924 · Last verified May 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.203 acres (8,825 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Apr 2019) |
| Tax Bill | $1,578 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-09-00000.0120 |
| Primary APN | 05-45-21-09-00000.0120 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,825 sqft (0.203 acres) |
|---|---|
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Account Number | 10617028 |
|---|---|
| Street Address | 4510 PANAMA SHELL DR |
| City | UPPER CAPTIVA |
| State | FL |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | PARL IN S 1/2 GOVT LT 3 ORB 1390 PG 0402 AKA LOT 12 UT 3 N CAPTIVA DUNES (PRIOR STRAP 05-45-21-09-00000.0120) |
| Legal Block | 1 |
| Legal Lot Number | 3,12 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 80100 |
Source: Lee County records · APN 05-45-21-09-00000.0120
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10702 CAPE HATTERAS DR, TAMPA, FL 33615-4276 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on Record |
| Deed Sale | Apr 23, 2019 · Amount on Record |
| Prior Sale | Jul 02, 1999 · Amount on Record |
| Deed Document Number | 201991446 |
| Prior Transfer Date | Oct 04, 1999 |
| Prior Transfer Doc | 3208001191 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Feb 02, 2021 |
| Property Address | 4510 PANAMA SHELL DR, CAPTIVA, FL 33924 |
| Document Number | 0000033395 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021000033395 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1342, NORTH BEND, WA 98045-1342 |
| Name | Verified Name |
|---|---|
| Address | 10702 CAPE HATTERAS DR, TAMPA, FL 33615-4276 |
| Document Number | 0000033396 |
|---|---|
| Date | Feb 02, 2021 |
| Instrument | 2021000033396 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,578.00 | $107,680 Land $107,680 | $107,680 Land $107,680 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710801001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 774 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured 83 under condo master policies |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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