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4480 Panama Shell Dr, Captiva, FL 33924 Property Records

Lee County property record for 4480 Panama Shell Dr, Captiva, FL 33924 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,290 sqft · built 2000
Lot Size0.203 acres (8,843 sqft)
OwnerCompany Name on File
Last Sale$1,590,500 (May 2024)
Tax Bill$13,621 (2025)
Deeds & MortgagesMay 2024 Sale & Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05-45-21-09-00000.0090

Property Details

APN / Parcel Number

Primary APN05-45-21-09-00000.0090
Alternative APNs
  • 05452100000030870
  • 21054509000000090
  • 10003438

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,290 sqft Living Area
Gross Area4,554 sqft
1st Floor Area990 sqft
Upper Floors Area990 sqft
Basement Area210 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialCombination
Roof TypeHip
Roof MaterialMetal
Lot Area8,843 sqft (0.203 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage TypeCarport
Garage Area207 sqft
CarportCarport
Carport Area207 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area384 sqft
PorchFlorida Room
Porch Area690 sqft
Deck Area512 sqft
Patio Area840 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003438
Street Address4480 PANAMA SHELL DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARL IN S 1/2 GOVT LOT 3 DESC OR 1483 PG 1715 AKA LT 9 UT 3 N CAPTIVA DUNES
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract09
Legal Block1
Legal Lot Number3,9
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1025
Census Tract80100

Owner

Source: Lee County records · APN 05-45-21-09-00000.0090

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4480 PANAMA SHELL DR, CAPTIVA, FL 33924
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 07, 2024Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Jul 06, 2020Warranty Deed, Transfer · Conventional Mortgage
HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2024 · Amount on Record
Deed SaleMay 07, 2024 · Amount on Record
Prior SaleJul 06, 2020 · Amount on Record
Deed Document Number2024129984
Record UpdatedJun 08, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 07, 2024
Property Address4480 PANAMA SHELL DR, CAPTIVA, FL 33924
Document Number0000129984
Instrument DateApr 25, 2024
Instrument2024000129984
Transaction TypeTransfer
Record UpdatedMay 16, 2024
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,133.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address520 N TAYLOR AVE, PITTSBURGH, PA 15212-4525

Transferred To (Grantee/Buyer)

NameVerified Name
Address4480 PANAMA SHELL DR, CAPTIVA, FL 33924

Mortgage

Document Number0000129985
DateMay 07, 2024
Instrument2024000129985
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2054

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJul 06, 2020
Property Address4480 PANAMA SHELL DR, CAPTIVA, FL 33924
Document Number0000152067
Instrument DateJun 30, 2020
Instrument2020000152067
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,305.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18018 DOCKSIDE LANDING DR, 18018, CYPRESS, TX 77433-5035

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 N TAYLOR AVE, PITTSBURGH, PA 15212-4525

Mortgage

Document Number0000152068
DateJul 06, 2020
Instrument2020000152068
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,621.00 (+51.46%)$927,377 (+53.69%) Land $125,660 Building $801,717$927,377 (+3.33%) Land $125,660 Building $801,717
2023$8,993.00 (+26.24%) Homeowner's exemption$603,388 (+29.24%)$897,454 (+27.52%) Land $115,163 Building $782,291
2022$7,124.00 Homeowner's exemption$466,877$703,754 Land $132,500 Building $571,254

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710801001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 774 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
83 under condo master policies
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024, other causes
Claims By Storm
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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