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445 E College Ave, Bluffton, OH 45817 Property Records

Allen County property record for 445 E College Ave, Bluffton, OH 45817 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,184 sqft · built 1992
Lot Size0.502 acres (21,867 sqft)
Owner2 Individual Names on File
Last Sale$175,500 (May 2013)
Tax Bill$3,273 (2025)
Deeds & MortgagesApr 2024 Second Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-1208-04-008.000

Property Details

APN / Parcel Number

Primary APN28-1208-04-008.000
Alternative APN
  • A0228120804008000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,184 sqft Living Area
Gross Area3,668 sqft
1st Floor Area1,592 sqft
Basement Area1,592 sqft
Finished Basement1,592 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area21,867 sqft (0.502 acres)
Lot Dimensions284 ft deep x 77 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area32 sqft
Deck Area330 sqft
Patio Area330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address445 E COLLEGE AVE
CityBLUFFTON
StateOH
Zip45817-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWISS PARK SUBDIVISION LOT 1087 JOINT TEN FF 90.00
Legal SubdivisionSWISS PARK SUBDIVISION
Legal Lot Number1087
JurisdictionALLEN OH
Township / Civil DivisionRICHLAND
Census Block Group3
Census Block3016
Census Tract10100

Owner

Source: Allen County records · APN 28-1208-04-008.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address445 E COLLEGE AVE, BLUFFTON, OH 45817-1409
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE CITIZENS NATIONAL BANK OF BLUFFTON A
Jun 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 24, 2013 · Amount on Record
Deed SaleMay 24, 2013 · Amount on Record
Prior SaleApr 20, 2012 · Amount on Record
Deed Document Number20136795
Deed Book / Page2013 / 6795
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address445 E COLLEGE AVE, BLUFFTON, OH 45817-1409
Transaction TypeMortgage
Record UpdatedApr 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 E COLLEGE AVE, BLUFFTON, OH 45817-1409

Mortgage

Document Number4160003167
DateApr 16, 2024
Book Page2024/3167
Instrument202404160003167
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFFTON A
Address102 S MAIN ST, BLUFFTON, OH 45817
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueFeb 28, 2034
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address445 E COLLEGE AVE, BLUFFTON, OH 45817-1409
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 E COLLEGE AVE, BLUFFTON, OH 45817-1409

Mortgage

Document Number6020007424
DateJun 02, 2021
Book Page2021/7424
Instrument202106020007424
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFFTON
TypeBank
AddressBLUFFTON, OH 45817
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2036

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionRichland Township
MunicipalityBluffton Village
Unified School DistrictBluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,273.00 (-0.09%)$99,230 (-) Land $12,010 Building $87,220$283,500 (-) Land $34,300 Building $249,200
2024$3,276.00 (+17.8%) Homeowner's exemption$99,230 (+27.02%) Land $12,010 Building $87,220$283,500 (+27.02%) Land $34,300 Building $249,200
2023$2,781.00 (-1.07%) Homeowner's exemption$78,120 (-) Land $9,450 Building $68,670
2022$2,811.00 Homeowner's exemption$78,120 Land $9,450 Building $68,670
2021$223,200 Land $27,000 Building $196,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims49 (1979–2020)
Claims Outside the SFHA3 of 49
Most Recent ClaimMay 2020, river or lake flooding
Claims By Storm
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Defiance HoldingsFixed Wireless (licensed-by-rule)500 / 100
Benton Ridge Telephone CompanyFixed Wireless400 / 40
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Brightspeed, Defiance Holdings, HDER Link. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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