435 E College Ave, Bluffton, OH 45817 Property Records

Allen County property record for 435 E College Ave, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1989
Lot Size	0.484 acres (21,083 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (May 2005)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-1208-04-007.000`

Property Details

APN / Parcel Number

Primary APN	`28-1208-04-007.000`
Alternative APN	`A0228120804007000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	21,083 sqft (0.484 acres)
Lot Dimensions	257 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	168 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	435 E COLLEGE AVE
City	BLUFFTON
State	OH
Zip	45817-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWISS PARK SUBDIVISION LOT 1086 JOINT TEN FF 90.00
Legal Subdivision	SWISS PARK SUBDIVISION
Legal Lot Number	1086
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3016
Census Tract	10100

Owner

Source: Allen County records · APN 28-1208-04-007.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	435 E COLLEGE AVE, BLUFFTON, OH 45817-1409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2005 · Amount on Record
Deed Sale	May 03, 2005 · Amount on Record
Prior Sale	Jan 19, 2005 · Amount on Record
Deed Document Number	20056961
Deed Book / Page	940 / 675
Prior Transfer Date	Jan 28, 1994
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	435 E COLLEGE AVE, BLUFFTON, OH 45817-1409
Document Number	0000001637
Instrument Date	Feb 07, 2017
Transaction Type	Mortgage
Record Updated	Jul 03, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	435 E COLLEGE AVE BLUFFTON OH 458171409, BLUFFTON, OH 45817-1409

Mortgage

Document Number	0000001637
Date	Feb 15, 2017
Instrument	1637

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2032

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,385.00 (-0.04%)	$72,280 (-) Land $12,740 Building $59,540	$206,500 (-) Land $36,400 Building $170,100
2024	$2,386.00 (+17.71%) Homeowner's exemption	$72,280 (+26.99%) Land $12,740 Building $59,540	$206,500 (+27%) Land $36,400 Building $170,100
2023	$2,027.00 (-1.03%) Homeowner's exemption	$56,920 (-) Land $10,050 Building $46,870
2022	$2,048.00 Homeowner's exemption	$56,920 Land $10,050 Building $46,870
2021			$162,600 Land $28,700 Building $133,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Defiance Holdings Fixed Wireless	500 / 100
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, HDER Link.

Based on FCC filings for 193 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BLUFFTON VILLAGE serves 4,082 people
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.