Rowan County property record for 345 Spence Dr, Salisbury, NC 28144 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,108 sqft · built 2001 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jun 2023) |
| Tax Bill | $1,457 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 321D265 |
| Primary APN | 321D265 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,108 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 132 sqft |
| Deck Area | 168 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 345 SPENCE DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-9053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L28 1.01AC |
| Legal Subdivision | LANDSDOWNE PHASE II |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51302 |
Source: Rowan County records · APN 321D265
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 345 SPENCE DR, SALISBURY, NC 28144-9053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jun 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 21, 2022 | Warranty Deed, Transfer |
| Oct 12, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on Record |
| Deed Sale | Jun 29, 2023 · Amount on Record |
| Prior Sale | Apr 23, 2004 · Amount on Record |
| Prior Transfer Date | Sep 09, 2022 |
| Prior Transfer Doc | 0014110729 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 29, 2023 |
| Property Address | 345 SPENCE DR, SALISBURY, NC 28144-9053 |
| Document Number | 0014250731 |
| Book / Page | 1425 / 731 |
| Map Reference | MB 9995 PG 2394 |
| Instrument Date | Jun 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1308 HILLBROW LN APT 303, 303, RALEIGH, NC 27615-2896 |
| Name | Verified Name |
|---|---|
| Address | 345 SPENCE DR, SALISBURY, NC 28144-9053 |
| Document Number | 0001425732 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 1425/732 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.65% |
| Index | 5-Year TN |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 21, 2022 |
| Property Address | 345 SPENCE DR, SALISBURY, NC 28144-9053 |
| Document Number | 0014140121 |
| Book / Page | 1414 / 121 |
| Map Reference | MB 1411 PG 729 |
| Instrument Date | Nov 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $424.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2525 7TH ST, 2525, SALISBURY, NC 28144-0568 |
| Name | Verified Name |
|---|---|
| Address | 8001 GLENBRITTLE WAY, RALEIGH, NC 27615-4738 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 12, 2022 |
| Property Address | 345 SPENCE DR, SALISBURY, NC 28144-9053 |
| Document Number | 0014110729 |
| Book / Page | 1411 / 729 |
| Map Reference | PG 2394 |
| Instrument Date | Sep 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2525 7TH ST, 2525, SALISBURY, NC 28144-0568 |
| Name | Verified Name |
|---|---|
| Address | 2525 7TH ST, SALISBURY, NC 28144-0568 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,457.00 | $219,207 (-) Land $35,000 Building $184,207 | |
| 2023 | $1,457.00 (-3.57%) | $219,207 (+7.67%) Land $35,000 Building $184,207 | $219,207 (+7.67%) Land $35,000 Building $184,207 |
| 2022 | $1,511.00 | $203,590 Land $26,500 Building $177,090 | $203,590 Land $26,500 Building $177,090 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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