436 River Bluff Cir, Debary, FL 32713 Property Records

Volusia County property record for 436 River Bluff Cir, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,686 sqft · built 1993
Lot Size	2.67 acres (116,305 sqft)
Owner	2 Individual Names on File
Last Sale	$84,000 (Dec 2013)
Tax Bill	$4,216 (2024)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8030-00-00-0054`

Property Details

APN / Parcel Number

Primary APN	`8030-00-00-0054`
Alternative APNs	`30183000000054` `4616578.0` `4616578`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,686 sqft Living Area
1st Floor Area	2,686 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1999
Exterior Material	Concrete
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	116,305 sqft (2.67 acres)
Garage Area	560 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Porch Area	687 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4616578.0
Old Parcel Number	30183000000054
Street Address	436 RIVER BLUFF CIR
City	DEBARY
State	FL
Zip	32713-4619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	30-18-30 N 364.37 FT OF S 1135.97 FT OF E 320 FT OF SE 1/4 PER OR 4376 PG 2847
Legal Range	30E
Legal Township	18S
Legal Section	30
Legal Subdivision	RIVER BLUFF SUB
Legal Lot Number	31
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1031
Census Tract	90803

Owner

436 River Bluff Cir is owned and occupied by two individuals who bought it in December 2013.

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	436 RIVER BLUFF CIR, DEBARY, FL 32713-4619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2013 · Amount on File
Deed Sale	Dec 26, 2013 · Amount on File
Prior Sale	Dec 9, 1998 · Amount on File
Deed Document Number	2013-245618
Deed Book / Page	6943 / 1055
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	436 RIVER BLUFF CIR, DEBARY, FL 32713-4619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077500282
Date	Sep 23, 2019
Book Page	7750/0282
Instrument	2019-186433

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$295,760 (+2.9%)	$599,204 (-0.36%) Land $160,200 Building $439,004
2024	$4,216.00 (+5.22%) Homeowner's exemption	$287,425 (+3%)	$601,394 (+13.58%) Land $160,200 Building $441,194
2023	$4,007.00 (+2.14%) Homeowner's exemption	$279,054 (+3%)	$529,488 (+3.5%) Land $152,190 Building $377,298
2022	$3,923.00 Homeowner's exemption	$270,926	$511,584 Land $123,354 Building $388,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 436 River Bluff Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 436 River Bluff Cir is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35