Volusia County property record for 429 River Bluff Cir, Debary, FL 32713
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1989 |
| Lot Size | 2.49 acres (108,721 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Mar 2020) |
| Tax Bill | $4,084 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2017 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 8029-00-00-0046 |
| Primary APN | 8029-00-00-0046 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 108,721 sqft (2.49 acres) |
| Lot Dimensions | 360 ft deep x 302 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 408 sqft |
| Deck Area | 160 sqft |
| Patio Area | 662 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 4204814.0 |
|---|---|
| Old Parcel Number | 30182900000046 |
| Street Address | 429 RIVER BLUFF CIR |
| City | DEBARY |
| State | FL |
| Zip | 32713-4620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 29-18-30 N 360 FT OF S 771.6 FT OF E 302.01 FT OF W 604.25 FT PER OR 5100 PGS 3717-3718 PER OR 6617 PG 0422 PER OR 7835 PG |
| Legal Range | 30E |
| Legal Township | 18S |
| Legal Section | 29 |
| Legal Subdivision | ACREAGE |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DEBARY-ORANGE CITY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 90803 |
429 River Bluff Cir is owned and occupied by two individuals who bought it in March 2020.
Source: Volusia County records, as of December 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 429 RIVER BLUFF CIR, DEBARY, FL 32713-4620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC |
| Jan 9, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA |
| Oct 10, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2020 · Amount on File |
| Deed Sale | Mar 31, 2020 · Amount on File |
| Prior Sale | Aug 1, 2011 · Amount on File |
| Deed Document Number | 2020064285 |
| Deed Book / Page | 7835 / 3789 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 429 RIVER BLUFF CIR, DEBARY, FL 32713-4620 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 429 RIVER BLUFF CIR, DEBARY, FL 32713-4620 |
| Document Number | 0080561362 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 8056/1362 |
| Instrument | 2021-125451 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 429 RIVER BLUFF CIR, DEBARY, FL 32713-4620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073464054 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 7346/4054 |
| Instrument | 2017-004348 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 443 Months |
| Due | Dec 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 429 RIVER BLUFF CIR, DEBARY, FL 32713-4620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0076083729 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 7608/3729 |
| Instrument | 2018-205264 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | ORANGE CITY, FL 32763 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Sep 24, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Mar 31, 2020 |
| Property Address | 429 RIVER BLUFF CIR, DEBARY, FL 32713-4620 |
| Document Number | 0078353789 |
| Book / Page | 007835 / 003789 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 64285 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | WESTSIDE TITLE SERVICES INC, WESTSIDE TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 429 RIVER BLUFF CIR DEBARY FL 327134620, DEBARY, FL 32713-4620 |
| Document Number | 78353790 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 007835/003790 |
| Instrument | 64286 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2050 |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | DeBary City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $287,026 | $439,837 Land $149,754 Building $290,083 | |
| 2024 | $4,084.00 (+5.2%) | ||
| 2023 | $3,882.00 (+2.18%) Homeowner's exemption | $270,813 (+3%) | $396,930 (+6.65%) Land $142,266 Building $254,664 |
| 2022 | $3,799.00 Homeowner's exemption | $262,925 | $372,168 Land $115,311 Building $256,857 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 429 River Bluff Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1982–2024) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 429 River Bluff Cir is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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