415 River Bluff Cir, Debary, FL 32713 Property Records

Volusia County property record for 415 River Bluff Cir, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,602 sqft · built 1997
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Mar 2022)
Tax Bill	$10,921 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8029-00-00-0044`

Property Details

APN / Parcel Number

Primary APN	`8029-00-00-0044`
Alternative APNs	`30182900000044` `4095896.0` `4095896`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,602 sqft Living Area
1st Floor Area	3,602 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Baked Enamel
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	109,336 sqft (2.51 acres)
Garage Area	2,518 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	523 sqft
Patio Area	209 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4095896.0
Old Parcel Number	30182900000044
Street Address	415 RIVER BLUFF CIR
City	DEBARY
State	FL
Zip	32713-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	29-18-30 S 346 FT OF N 1503.31 FT OF E 316.81 FT OF W 632.95 FT OF W 1/2 OF SW 1/4 PER OR 3397 PG 0870 PER OR 8220 PG 2053
Legal Range	30E
Legal Township	18S
Legal Section	29
Legal Subdivision	RIVER BLUFF
Legal Lot Number	24
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1024
Census Tract	90803

Owner

Source: Volusia County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	415 RIVER BLUFF CIR, DEBARY, FL 32713-4620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	2022061244
Deed Book / Page	8220 / 2053
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 16, 2022
Property Address	415 RIVER BLUFF CIR, DEBARY, FL 32713-4620
Document Number	0082202053
Book / Page	8220 / 2053
Instrument Date	Mar 8, 2022
Instrument	2022061244
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56214 TREE RD, 56214, ASTOR, FL 32102-2228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 RIVER BLUFF CIR, DEBARY, FL 32713-4620

Mortgage

Document Number	0082202054
Date	Mar 16, 2022
Instrument	8220/2054

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$740,012 (+5.99%)	$802,688 (+14.96%) Land $150,600 Building $652,088
2024	$10,921.00 (+5.26%)
2023	$10,375.00 (+92.45%) Homeowner's exemption	$698,211 (+90.72%) Land $143,070 Building $555,141	$698,211 (+3.48%) Land $143,070 Building $555,141
2022	$5,391.00 Homeowner's exemption	$366,085	$674,700 Land $115,962 Building $558,738

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35