43 E 820 S, Cedar City, UT 84720 Property Records

Iron County property record for 43 E 820 S, Cedar City, UT 84720

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,356 sqft)
Owner	Trust Name on File
Tax Bill	$1,317 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2021 Mortgage + 3 more
APN	`B-1873-0004-0000`

Property Details

APN / Parcel Number

Primary APN	`B-1873-0004-0000`
Alternative APNs	`482759-1` `0482759`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Account Number	0482759
Street Address	43 E 820 S
City	CEDAR CITY
State	UT
Zip	84720-3965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 LOT 4, TRAILSIDE SUBDIVISION, PHASE 1.
Legal Subdivision	TRAILSIDE SUBDIVISION, PHASE 1
Legal Phase	1
Legal Lot Number	4
Jurisdiction	IRON UT
Township / Civil Division	CEDAR CITY
Census Block Group	1
Census Block	1016
Census Tract	110602

Owner

43 E 820 S is held in a trust since May 2025.

Source: Iron County records, as of October 22, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 1972, CEDAR CITY, UT 84721-1972
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 29, 2021	Intrafamily Transfer, Transfer SECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG
Jul 15, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CYPRUS FCU
Jun 16, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025
Deed Sale	May 20, 2025
Prior Sale	Apr 15, 2022 · Amount on File
Deed Document Number	2025833183
Deed Book / Page	1716 / 41
Transfer Doc	01574/1639
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRON UT
Recording Date	Apr 15, 2022
Property Address	43 E 820 S, CEDAR CITY, UT 84720-3965
Document Number	01604/1904
Book / Page	1604 / 1904
Instrument Date	Apr 15, 2022
Instrument	789880
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	INWEST TITLE-TOOELE OFFICE, INWEST TITLE CEDAR OFFICE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 E 820 S, CEDAR CITY, UT 84720-3965

Mortgage

Document Number	0000789885
Date	Apr 15, 2022
Instrument	789885

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IRON UT
Recording Date	Jul 27, 2021
Property Address	43 E 820 S, CEDAR CITY, UT 84720-3965
Document Number	1564/134
Book / Page	1564 / 134
Instrument Date	Jul 22, 2021
Instrument	774152
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	SECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 E 820 S, CEDAR CITY, UT 84720-3965

Mortgage

Document Number	774153
Date	Jul 27, 2021
Instrument	774153

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IRON UT
Recording Date	Sep 29, 2021
Property Address	43 E 820 S, CEDAR CITY, UT 84720-3965
Document Number	01574/1639
Book / Page	1574 / 1639
Instrument Date	Jul 22, 2021
Instrument	778206
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	SECURITY ESCROW AND TITLE INSURANCE AGENCY, SECURITY ESCROW & TTL INS AG

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43 E 820 S, CEDAR CITY, UT 84720-3965

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	43 E 820 S, CEDAR CITY, UT 84720-3965
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1495/1780
Date	Jul 15, 2020
Book Page	1495/1780
Instrument	748358

Lender

Name	CYPRUS FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2030

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRON UT
Recording Date	Jun 16, 2017
Property Address	43 E 820 S, CEDAR CITY, UT 84720-3965
Document Number	1379/0823
Book / Page	1379 / 0823
Instrument Date	Jun 16, 2017
Instrument	00699237
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TITLE INSURANCE A

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 E 820 S, CEDAR CITY, UT 84720-3965

Mortgage

Document Number	00699240
Date	Jun 16, 2017
Instrument	00699240

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 43 E 820 S was $1,317, down 0.6% from the year before.

Source: Iron County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Iron County
Municipality	Cedar City
Unified School District	Iron School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,317.00 (-0.6%)	$169,639 (-0.47%) Land $33,000 Building $136,639	$308,434 (-0.47%) Land $60,000 Building $248,434
2025	$1,325.00	$170,435 Land $11,000 Building $159,435	$309,881 Land $20,000 Building $289,881
2023	$876.00	$110,000 Land $104,500 Building $5,500	$200,000 Land $10,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 43 E 820 S; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 E 820 S is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 60% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR CITY WATERWORKS serves 39,670 people · EPA ID UTAH11002
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SC Broadband Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
InfoWest Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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