21 E 820 S, Cedar City, UT 84720 Property Records

Iron County property record for 21 E 820 S, Cedar City, UT 84720

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$338,100 (Aug 2023)
Tax Bill	$1,322 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2020 Line of Credit + 1 more
APN	`B-1873-0002-0001`

Property Details

APN / Parcel Number

Primary APN	`B-1873-0002-0001`
Alternative APNs	`489242-1` `0489242`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Account Number	0489242
Street Address	21 E 820 S
City	CEDAR CITY
State	UT
Zip	84720-3965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 LOT 2, TRAILSIDE SUBDIVISION, PHASE 1.
Legal Subdivision	TRAILSIDE SUBDIVISION, PHASE 1
Legal Phase	1
Legal Lot Number	2
Jurisdiction	IRON UT
Township / Civil Division	CEDAR CITY
Census Block Group	1
Census Block	1016
Census Tract	110602

Owner

21 E 820 S is owned and occupied by two individuals who bought it in August 2023.

Source: Iron County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 E 820 S, CEDAR CITY, UT 84720-3965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit STATE BANK OF SOUTHERN UTAH
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on File
Deed Sale	Aug 1, 2023 · Amount on File
Prior Sale	May 18, 2020 · Amount on File
Deed Document Number	2023808098
Deed Book / Page	1650 / 721
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRON UT
Recording Date	Aug 1, 2023
Property Address	21 E 820 S, CEDAR CITY, UT 84720-3965
Document Number	001650/721
Book / Page	1650 / 721
Instrument Date	Jul 28, 2023
Instrument	808098
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMER ST GEORGE MAIN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 E 820 S, CEDAR CITY, UT 84720-3965

Mortgage

Document Number	0000808104
Date	Aug 1, 2023
Instrument	808104

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	21 E 820 S, CEDAR CITY, UT 84720-3965
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY ESCROW & TTL INS AG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1480/113
Date	Apr 1, 2020
Book Page	1480/113
Instrument	742541

Lender

Name	STATE BANK OF SOUTHERN UTAH
Type	Bank
Address	CEDAR CITY, UT 84720

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRON UT
Recording Date	May 18, 2020
Property Address	21 E 820 S, CEDAR CITY, UT 84720-3965
Document Number	1486/1271
Book / Page	1486 / 1271
Instrument Date	May 18, 2020
Instrument	744748
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	MOUNTAIN VIEW TITLE-CEDAR CITY, MOUNTAIN VIEW TTL CEDAR CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 E 820 S, CEDAR CITY, UT 84720-3965

Mortgage

Document Number	744754
Date	May 18, 2020
Instrument	744754

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 21 E 820 S was $1,322.

Source: Iron County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Iron County
Municipality	Cedar City
Unified School District	Iron School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,322.00
2025		$171,250 Land $11,000 Building $160,250	$311,363 Land $20,000 Building $291,363
2023	$876.00	$110,000 Land $104,500 Building $5,500	$200,000 Land $10,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 21 E 820 S; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 E 820 S is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR CITY WATERWORKS serves 39,670 people · EPA ID UTAH11002
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SC Broadband Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
InfoWest Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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