31 E 820 S, Cedar City, UT 84720 Property Records

Iron County property record for 31 E 820 S, Cedar City, UT 84720

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,496 (Aug 2022)
Tax Bill	$1,343 (2026)
Deeds & Mortgages	Aug 2022 Mortgage May 2021 Line of Credit + 3 more
APN	`B-1873-0003-0000`

Property Details

APN / Parcel Number

Primary APN	`B-1873-0003-0000`
Alternative APNs	`482742-1` `0482742`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Account Number	0482742
Street Address	31 E 820 S
City	CEDAR CITY
State	UT
Zip	84720-3965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 LOT 3, TRAILSIDE SUBDIVISION, PHASE 1.
Legal Subdivision	TRAILSIDE SUBDIVISION, PHASE 1
Legal Phase	1
Legal Lot Number	3
Jurisdiction	IRON UT
Township / Civil Division	CEDAR CITY
Census Block Group	1
Census Block	1016
Census Tract	110602

Owner

Source: Iron County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 E 820 S, CEDAR CITY, UT 84720-3965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
May 10, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	Feb 1, 2011 · Amount on Record
Deed Document Number	2022796039
Deed Book / Page	1620 / 746
Prior Transfer Date	Jan 27, 2011
Prior Transfer Doc	1210/0201
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IRON UT
Recording Date	Aug 25, 2022
Property Address	31 E 820 S, CEDAR CITY, UT 84720-3965
Document Number	001620/746
Book / Page	1620 / 746
Instrument Date	Aug 24, 2022
Instrument	796039
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	INWEST TITLE-TOOELE OFFICE, INWEST TITLE CEDAR OFFICE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31 E 820 S, CEDAR CITY, UT 84720-3965

Mortgage

Document Number	0000796040
Date	Aug 25, 2022
Instrument	796040

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	31 E 820 S, CEDAR CITY, UT 84720-3965
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001550/153
Date	May 10, 2021
Book Page	1550/153
Instrument	768655

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	31 E 820 S, CEDAR CITY, UT 84720-3965
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	SKYLINE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001546/23
Date	Apr 19, 2021
Book Page	1546/23
Instrument	767047

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	31 E 820 S, CEDAR CITY, UT 84720-3965
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1500/243
Date	Aug 7, 2020
Book Page	1500/243
Instrument	749875

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IRON UT
Property Address	31 E 820 S, CEDAR CITY, UT 84720-3965
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1414/1169
Date	Jun 18, 2018
Book Page	1414/1169
Instrument	00715173

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Iron County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Iron County
Municipality	Cedar City
Unified School District	Iron School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,343.00 (-45.5%)
2025	$2,464.00 (+54.58%)	$316,861 (+58.43%) Land $20,000 Building $296,861	$316,861 (+58.43%) Land $20,000 Building $296,861
2023	$1,594.00	$200,000 Land $190,000 Building $10,000	$200,000 Land $10,000 Building $190,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR CITY WATERWORKS serves 39,670 people · EPA ID UTAH11002
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SC Broadband Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
InfoWest Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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