427 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 427 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2018
Square Footage	4,384 sqft Heated Area
Lot Size	15,682 sqft (0.36 acres)
Garage	756 sqft
Occupancy	Owner Occupied
Last Sale	$394,900 (2018)

Owner

Source: Richland County records · APN 28910-05-05

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	427 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Doc Number	201875566
Deed Book / Page	2343 / 2198
Record Refreshed	Sep 20, 2026

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 16, 2018
Property Address	427 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number	2343/2198
Book / Page	002343 / 002198
Instrument Date	Oct 09, 2018
Instrument	75566
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 08, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,461.13
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 PALM SEDGE LOOP ELGIN SC 290458006, ELGIN, SC 29045-8006

Mortgage

Document Number	2343/2201
Date	Oct 16, 2018
Book Page	002343/002201
Instrument	75567

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

Year	Assessed Market Value
2025	$581,600 Land $81,000 Building $500,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28910-05-05`
Alternative APNs	`R28910-05-05` `02092871`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	4,384 sqft Heated Area
Gross Area	5,416 sqft Gross Area
1st Floor	2,642 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,682 sqft (0.36 acres)
Garage Area	756 sqft Garage
Porch Area	276 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02092871
Street Address	427 PALM SEDGE LOOP
City	ELGIN
State	SC
Zip	29045-8006
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 46 76.6X150X86X45X150.5 #SU CROSSING @WOODCREEK PH 1&2 #PR RB2343-2197 1990-2759/2760
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	46,76
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2075
Census Tract	11407