422 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 422 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2017
Square Footage	4,698 sqft Heated Area
Lot Size	16,117 sqft (0.37 acres)
Garage	697 sqft
Occupancy	Owner Occupied
Tax Bill	$3,838.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`28910-04-14`
Alternative APNs	`R28910-04-14` `02092791`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	4,698 sqft Heated Area
Gross Area	5,848 sqft Gross Area
1st Floor	2,327 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,117 sqft (0.37 acres)
Parking Spaces	2 Parking Spaces
Garage Area	697 sqft Garage
Porch Area	453 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02092791
Street Address	422 PALM SEDGE LOOP
City	ELGIN
State	SC
Zip	29045-8006
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 21 104.9X159.6X105.4X150.4 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760 2241-884
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	21,104
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2073
Census Tract	11407

Owner

Source: Richland County records · APN 28910-04-14

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	422 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC
Mar 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 05, 2020	Quit Claim Deed, Transfer · Veterans Administration Mortgage FIRST HM BK
Apr 16, 2019	Deed of Trust, Mortgage · Veterans Administration Mortgage VILLAGE CAP & INV LLC
Sep 01, 2017	Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 05, 2020
Deed Sale	Mar 05, 2020
Prior Sale	Sep 01, 2017 · Amount on Record
Deed Doc Number	202012482
Deed Book / Page	2474 / 3770
Last Transfer Date	Mar 16, 2020
Transfer Doc	0024801592
Record Refreshed	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	422 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026332862
Date	Jun 24, 2021
Book Page	2633/2862
Instrument	2021040736

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 30, 2020
Property Address	422 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number	2480/1592
Book / Page	002480 / 001592
Instrument Date	Mar 16, 2020
Instrument	16122
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	422 PALM SEDGE LOOP ELGIN SC 290458006, ELGIN, SC 29045-8006

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 05, 2020
Property Address	422 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number	2474/3770
Book / Page	002474 / 003770
Instrument Date	Jan 16, 2020
Instrument	12482
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	ARMOUR SETTLEMENT SERVICES LLC

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	422 PALM SEDGE LOOP ELGIN SC 290458006, ELGIN, SC 29045-8006

Mortgage

Document Number	2474/3775
Date	Mar 05, 2020
Book Page	002474/003775
Instrument	12483

Lender

Name	FIRST HM BK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 04, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	422 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number	2387/2945
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	422 PALM SEDGE LOOP ELGIN SC 290458006, ELGIN, SC 29045-8006

Mortgage

Document Number	2387/2945
Date	Apr 23, 2019
Book Page	002387/002945
Instrument	28047

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 01, 2017
Property Address	422 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number	2241/0899
Book / Page	002241 / 000899
Instrument Date	Aug 31, 2017
Instrument	65636
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 03, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,607.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	422 PALM SEDGE LOOP ELGIN SC 290458006, ELGIN, SC 29045-8006

Mortgage

Document Number	2241/0870
Date	Sep 01, 2017
Book Page	002241/000870
Instrument	65637

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$609,200 (-) Land $81,000 Building $528,200
2024	$3,838.00 (+16.06%)	$499,400 (+2,774.74%)	$609,200 (+40.27%) Land $81,000 Building $528,200
2023	$3,307.00 (-51.38%)	$17,372 (-33.34%)	$434,300 (-)
2022	$6,802.00 (-55.84%)
2021	$15,402.00	$26,060	$434,300 Land $60,000 Building $374,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 9% of South Carolina
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

422 Palm Sedge Loop, Elgin, SC 29045 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2017: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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