Richland County property record for 444 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2017 |
| Square Footage | 7,045 sqft Heated Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $665,000 (2021) |
| Tax Bill | $6,723.00 (2025) |
Source: Richland County records · APN 28910-04-16
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 444 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed, Transfer · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Apr 24, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE SOLUTIONS/CO |
| Sep 29, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage NBKC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | Oct 02, 2017 · Amount on Record |
| Deed Doc Number | 202184355 |
| Deed Book / Page | 2699 / 2455 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 21, 2021 |
| Property Address | 444 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 0026992455 |
| Book / Page | 2699 / 2455 |
| Map Reference | MB 2017 PG 514&515 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2021084355 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,729.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 444 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 2021084356 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021084356 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 444 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 2515/1257 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 444 PALM SEDGE LOOP ELGIN SC 290458006, ELGIN, SC 29045-8006 |
| Document Number | 2515/1257 |
|---|---|
| Date | Aug 05, 2020 |
| Book Page | 002515/001257 |
| Instrument | 39162 |
| Name | MORTGAGE SOLUTIONS/CO |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 04, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 444 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 2248/1252 |
| Book / Page | 002248 / 001252 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 444 PALM SEDGE LOOP ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2248/1252 |
|---|---|
| Date | Oct 02, 2017 |
| Book Page | 002248/001252 |
| Instrument | 73806 |
| Name | NBKC BK |
|---|---|
| Address | KANSAS CITY, MO 64114 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,723.00 (+17.45%) | $764,800 (+2,775.19%) | $925,600 (+39.19%) Land $81,000 Building $844,600 |
| 2023 | $5,724.00 (+41.86%) | $26,600 (+34.62%) | $665,000 (+34.59%) |
| 2021 | $4,035.00 | $19,760 | $494,100 Land $60,000 Building $434,100 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 35% of the US · above 9% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28910-04-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 7,045 sqft Heated Area |
| Gross Area | 8,573 sqft Gross Area |
| 1st Floor | 2,726 sqft 1st Floor |
| Basement Area | 2,599 sqft Basement |
| Finished Basement | 2,599 sqft Finished |
| Unfinished Basement | 2,599 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Area | 736 sqft Garage |
| Porch Area | 792 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02092817 |
|---|---|
| Street Address | 444 PALM SEDGE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-8006 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 19 105.3X156.4X31.4X74.2X150.1 #SU CROSSING @WOODCREEK PH 1&2 #PR RB2248-1247 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 19,105 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 11407 |
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