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421 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 421 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage3,405 sqft Heated Area
Lot Size15,682 sqft (0.36 acres)
Garage550 sqft
OccupancyOwner Occupied
Last Sale$101,961 (2015)

Owner

Source: Richland County records · APN 28910-05-06

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address421 PALM SEDGE LOOP, ELGIN, SC 29045-8006
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MTG
May 09, 2017Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage
AMERIS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2015 · Amount on Record
Deed SaleApr 15, 2015 · Amount on Record
Deed Doc Number201529403
Deed Book / Page2020 / 1087
Record RefreshedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address421 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number2525/0395
Instrument DateAug 12, 2020
Transaction TypeMortgage
Record UpdatedNov 06, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address421 PALM SEDGE LOOP ELGIN SC 290458006, ELGIN, SC 29045-8006

Mortgage

Document Number2525/0395
DateSep 03, 2020
Book Page002525/000395
Instrument45310
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term324 Months
DueSep 02, 2047

May 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateMay 09, 2017
Property Address421 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number2209/1629
Book / Page002209 / 001629
Instrument DateMay 05, 2017
Instrument34120
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 03, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,380.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address421 PALM SEDGE LOOP ELGIN SC 290458006, ELGIN, SC 29045-8006

Mortgage

Document Number2209/1633
DateMay 09, 2017
Book Page002209/001633
Instrument34121
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 08, 2047

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

YearAssessed Market Value
2025$492,500 (+49.42%) Land $81,000 Building $411,500
2023$329,600 Land $60,000 Building $269,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28910-05-06
Alternative APNs
  • R28910-05-06
  • 02092880

Interior

Bedrooms5 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area3,405 sqft Heated Area
Gross Area4,416 sqft Gross Area
1st Floor2,544 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,682 sqft (0.36 acres)
Parking Spaces2 Parking Spaces
Garage Area550 sqft Garage
Porch Area461 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02092880
Street Address421 PALM SEDGE LOOP
CityELGIN
StateSC
Zip29045-8006
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 45 105X149.9X105X149.9 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number45,105
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2075
Census Tract11407

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