Richland County property record for 404 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 4,374 sqft Heated Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Garage | 751 sqft |
| Last Sale | $432,062 (2017) |
| Tax Bill | $4,370.00 (2025) |
Source: Richland County records · APN 28910-04-12
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 404 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Nov 26, 2025 | Intrafamily Transfer, Transfer |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) GUILD MTG |
| Jun 29, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUILD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Prior Sale | Apr 18, 2016 · Amount on Record |
| Deed Doc Number | 201749229 |
| Deed Book / Page | 2223 / 3684 |
| Last Transfer Date | Nov 25, 2025 |
| Transfer Doc | 0030780656 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 26, 2025 |
| Property Address | 404 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 0030780656 |
| Book / Page | 3078 / 656 |
| Map Reference | MB 2017 PG 514 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025056846 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 404 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 404 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 2490/2933 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 404 PALM SEDGE LOOP ELGIN SC 290458006, ELGIN, SC 29045-8006 |
| Document Number | 2490/2933 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 002490/002933 |
| Instrument | 22966 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 29, 2017 |
| Property Address | 404 PALM SEDGE LOOP, ELGIN, SC 29045-8006 |
| Document Number | 2223/3684 |
| Book / Page | 002223 / 003684 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 49229 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,598.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 404 PALM SEDGE LOOP ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2223/3688 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 002223/003688 |
| Instrument | 49230 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2047 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,370.00 (+17.54%) | $17,284 (-96.52%) | $576,800 (-) Land $81,000 Building $495,800 |
| 2024 | $496,900 (+2,774.91%) | $576,800 (+33.49%) Land $81,000 Building $495,800 | |
| 2023 | $3,718.00 (-5.3%) | $17,284 (+0.02%) | $432,100 (-) |
| 2021 | $3,926.00 | $17,280 | $432,100 Land $60,000 Building $372,100 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28910-04-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,374 sqft Heated Area |
| Gross Area | 5,398 sqft Gross Area |
| 1st Floor | 2,644 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,682 sqft (0.36 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 751 sqft Garage |
| Porch Area | 273 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02092773 |
|---|---|
| Street Address | 404 PALM SEDGE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-8006 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 23 105X150X105X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 23,105 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 11407 |
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