412 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 412 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2017
Square Footage	3,828 sqft Heated Area
Lot Size	15,682 sqft (0.36 acres)
Occupancy	Owner Occupied
Last Sale	$379,974 (2017)
Tax Bill	$3,842.00 (2025)

Owner

Source: Richland County records · APN 28910-04-13

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	412 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Doc Number	201754951
Deed Book / Page	2230 / 1471
Record Refreshed	Sep 20, 2026

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 25, 2017
Property Address	412 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number	2230/1471
Book / Page	002230 / 001471
Instrument Date	Jul 24, 2017
Instrument	54951
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,405.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	412 PALM SEDGE LOOP ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2230/1475
Date	Jul 25, 2017
Book Page	002230/001475
Instrument	54952

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,842.00 (+17.46%)	$437,000 (+2,775%)	$531,200 (+39.79%) Land $81,000 Building $450,200
2023	$3,271.00 (-5.3%)	$15,200 (-)	$380,000 (-)
2021	$3,454.00	$15,200	$380,000 Land $60,000 Building $320,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of South Carolina
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28910-04-13`
Alternative APNs	`R28910-04-13` `02092782`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,828 sqft Heated Area
Gross Area	4,840 sqft Gross Area
1st Floor	1,778 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,682 sqft (0.36 acres)
Parking Spaces	3 Parking Spaces
Garage Area	780 sqft Garage
Porch Area	232 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02092782
Street Address	412 PALM SEDGE LOOP
City	ELGIN
State	SC
Zip	29045-8006
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 22 105X150.4X105X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760 2017-514
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	22,105
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2073
Census Tract	11407