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411 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 411 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2016
Square Footage4,400 sqft Heated Area
Lot Size15,682 sqft (0.36 acres)
Garage406 sqft
Last Sale$392,500 (2017)
Tax Bill$3,969.00 (2025)

Owner

Source: Richland County records · APN 28910-05-07

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
May 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUCCESS MTG PTRS
Aug 14, 2017Grant Deed, Subdivision Related Transfer · Conventional Mortgage
AMERIS BK
Apr 28, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2017 · Amount on Record
Deed SaleAug 14, 2017 · Amount on Record
Deed Doc Number201760467
Deed Book / Page2235 / 3275
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address411 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Transaction TypeMortgage
Record UpdatedMay 02, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029152657
DateApr 17, 2024
Book Page2915/2657
Instrument2024016248
Lender
NameSPRING EQ LLC
TypeMortgage Company
Address1 W ELM ST # 450S, CONSHOHOCKEN, PA 19428
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address411 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number2492/3104
Instrument DateMay 01, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 PALM SEDGE LOOP ELGIN SC 290458006, ELGIN, SC 29045-8006

Mortgage

Document Number2492/3104
DateJun 03, 2020
Book Page002492/003104
Instrument24345
Lender
NameSUCCESS MTG PTRS
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 02, 2050

August 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateAug 14, 2017
Property Address411 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number2235/3275
Book / Page002235 / 003275
Instrument DateAug 11, 2017
Instrument60467
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 04, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,452.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address411 PALM SEDGE LOOP ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number2235/3279
DateAug 14, 2017
Book Page002235/003279
Instrument60468
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2047

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateApr 28, 2017
Property Address411 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number2206/1080
Book / Page002206 / 001080
Instrument DateApr 26, 2017
Instrument30765
Transaction TypeTransfer
Record UpdatedAug 17, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,411.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,969.00 (+17.46%)$540,090 (+37.6%)
2023$3,379.00 (-5.27%)
2021$3,567.00$15,700$392,500 Land $60,000 Building $332,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28910-05-07
Alternative APNs
  • R28910-05-07
  • 02092899

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area4,400 sqft Heated Area
Gross Area5,089 sqft Gross Area
1st Floor2,270 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,682 sqft (0.36 acres)
Parking Spaces2 Parking Spaces
Garage Area406 sqft Garage
Porch Area283 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02092899
Street Address411 PALM SEDGE LOOP
CityELGIN
StateSC
Zip29045-8006
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 44 105X150X104.9X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number44,105
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2075
Census Tract11407

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