443 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 443 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage3,512 sqft Heated Area
Lot Size15,682 sqft (0.36 acres)
OccupancyOwner Occupied
Last Sale$510,000 (2025)
Tax Bill$3,943.00 (2025)

Owner

Source: Richland County records · APN 28910-05-03

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address443 PALM SEDGE LOOP, ELGIN, SC 29045-8006
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
May 05, 2025Warranty Deed, Transfer
Nov 12, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 05, 2019Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
SAFE FCU
Apr 14, 2017Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
SUNBELT LNDG SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleMay 05, 2025 · Amount on Record
Deed Doc Number202545503
Deed Book / Page3058 / 3529
Prior Transfer DateNov 04, 2019
Prior Transfer Doc0024443785
Record RefreshedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateSep 24, 2025
Property Address443 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number0030583529
Book / Page3058 / 3529
Map ReferenceMB 2202 PG 2198
Instrument DateSep 22, 2025
Instrument2025045503
Transaction TypeTransfer
Record UpdatedJul 01, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,326.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address443 PALM SEDGE LOOP, ELGIN, SC 29045-8006

Mortgage

Document Number2025045504
DateSep 24, 2025
Instrument2025045504
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateMay 05, 2025
Property Address443 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number0030163615
Book / Page3016 / 3615
Map ReferenceMB 2017 PG 514-515
Instrument DateApr 29, 2025
Instrument2025020248
Transaction TypeTransfer
Record UpdatedJul 01, 2026

Transaction

AmountAmount Recorded
Tax$1,290.90
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateNov 12, 2019
Property Address443 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number2444/3785
Book / Page002444 / 003785
Instrument DateNov 04, 2019
Instrument84813
Transaction TypeTransfer
Record UpdatedDec 05, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address443 PALM SEDGE LOOP ELGIN SC 290458006, ELGIN, SC 29045-8006

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateNov 05, 2019
Property Address443 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number2443/1378
Book / Page002443 / 001378
Instrument DateOct 31, 2019
Instrument83323
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,443.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address807 BOYKIN RD CAMDEN SC 290201809, CAMDEN, SC 29020-1809

Mortgage

Document Number2443/1381
DateNov 05, 2019
Book Page002443/001381
Instrument83324
Lender
NameSAFE FCU
TypeCredit Union
AddressSUMTER, SC 29150
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 04, 2049

April 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateApr 14, 2017
Property Address443 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number2002/2180
Book / Page002002 / 002180
Instrument DateApr 13, 2017
Instrument26420
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 08, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,425.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address443 PALM SEDGE LOOP ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number2202/2186
DateApr 14, 2017
Book Page002202/002186
Instrument26422
Lender
NameSUNBELT LNDG SVCS
AddressCLEARWATER, FL 33759
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 13, 2047

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,943.00 (+17.46%)$15,600 (-96.52%)$494,800 (-) Land $81,000 Building $413,800
2024$448,500 (+2,775%)$494,800 (+26.87%) Land $81,000 Building $413,800
2023$3,357.00 (-5.3%)$15,600 (-)$390,000 (-)
2021$3,545.00$15,600$390,000 Land $60,000 Building $330,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 9% of South Carolina
Wildfire LikelihoodAbout 1 in 2,083 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28910-05-03
Alternative APNs
  • R28910-05-03
  • 02092853

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area3,512 sqft Heated Area
Gross Area4,340 sqft Gross Area
1st Floor2,109 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,682 sqft (0.36 acres)
Parking Spaces2 Parking Spaces
Garage Area546 sqft Garage
Porch Area282 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02092853
Street Address443 PALM SEDGE LOOP
CityELGIN
StateSC
Zip29045-8006
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 48 105X150X105X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760
Legal SubdivisionWOODCREEK CROSSING
Legal Phase1&2
Legal Lot Number48,105
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2075
Census Tract11407

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