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403 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 403 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage2,604 sqft Heated Area
Lot Size15,642 sqft (0.359 acres)
OccupancyOwner Occupied
Last Sale$485,000 (2024)
Tax Bill$16,567.00 (2025)

Owner

Source: Richland County records · APN 28910-05-08

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address403 PALM SEDGE LOOP, ELGIN, SC 29045-8006
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Veterans Administration Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jan 29, 2018Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage
AMERIS BK
Apr 28, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2024 · Amount on Record
Deed SaleDec 18, 2024 · Amount on Record
Prior SaleOct 17, 2016 · Amount on Record
Deed Doc Number202456162
Deed Book / Page2981 / 608
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address403 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Transaction TypeMortgage
Record UpdatedOct 09, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 PALM SEDGE LOOP, ELGIN, SC 29045-8006

Mortgage

Document Number0030600875
DateSep 29, 2025
Book Page3060/875
Instrument2025046333
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

January 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateJan 29, 2018
Property Address403 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number2276/0855
Book / Page002276 / 000855
Instrument DateJan 25, 2018
Instrument4564
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,278.46
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address830 ROYAL OAK WAY ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number2276/0859
DateJan 29, 2018
Book Page002276/000859
Instrument4565
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 28, 2048

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateApr 28, 2017
Property Address403 PALM SEDGE LOOP, ELGIN, SC 29045-8006
Document Number2206/1080
Book / Page002206 / 001080
Instrument DateApr 26, 2017
Instrument30765
Transaction TypeTransfer
Record UpdatedJul 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,411.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$16,567.00 (+640.26%)$10,400 (-96.52%)$434,340 (+67.05%)
2024$299,000 (+2,775%)
2023$2,238.00 (-5.29%)$10,400 (-)$260,000 (-)
2021$2,363.00$10,400$260,000 Land $60,000 Building $200,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28910-05-08
Alternative APNs
  • R28910-05-08
  • 02092906

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,604 sqft Heated Area
Gross Area3,266 sqft Gross Area
1st Floor2,331 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,642 sqft (0.359 acres)
Parking Spaces2 Parking Spaces
Garage Area462 sqft Garage
Porch Area200 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02092906
Street Address403 PALM SEDGE LOOP
CityELGIN
StateSC
Zip29045-8006
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 43 105X150X105X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number43,105
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2075
Census Tract11407

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