Black Hawk County property record for 4215 E Mt Vernon Rd, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,455 sqft · built 2000 |
| Lot Size | 4.97 acres (216,493 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Mar 2006) |
| Tax Bill | $3,690 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2015 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9012-22-351-005 |
| Primary APN | 9012-22-351-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,455 sqft Living Area |
| 1st Floor Area | 1,455 sqft |
| Basement Area | 1,455 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 216,493 sqft (4.97 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4215 E MOUNT VERNON RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PARCEL OF LAND LOC IN SW 1/4 SEC 22 T 90 R 12 DESC AS BEG AT A PT ON S LINE OF SW 1/4 OF SEC 22 THAT IS S 89 DEG 47 MIN 56 |
| Legal Range | 12W |
| Legal Township | 90N |
| Legal Section | 22 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | BENNINGTON |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 2700 |
4215 E Mt Vernon Rd is owned and occupied by two individuals who bought it in March 2006.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4215 E MOUNT VERNON RD, WATERLOO, IA 50703-9575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION A COPORATION |
| Aug 27, 2015 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Feb 25, 2026 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2006 · Amount on File |
| Deed Sale | Mar 8, 2006 · Amount on File |
| Deed Document Number | 200621656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4215 E MOUNT VERNON RD, WATERLOO, IA 50703-9575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4215 E MOUNT VERNON RD, WATERLOO, IA 50703-9575 |
| Document Number | 0202518517 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025-18517 |
| Name | VERIDIAN CREDIT UNION A COPORATION |
|---|---|
| Address | PO BOX 6000, WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 25, 2035 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4215 E MOUNT VERNON RD, WATERLOO, IA 50703-9575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT AND TITLE, BLACK HAWK ABSTRACT TITLE |
| Name | Verified Name |
|---|
| Document Number | 201600003890 |
|---|---|
| Date | Aug 27, 2015 |
| Instrument | 2016-00003890 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | WATERLOO, IA 50704 |
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | Sep 5, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Feb 25, 2026 |
| Property Address | 4215 E MOUNT VERNON RD, WATERLOO, IA 50703-9575 |
| Document Number | 0202602374 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026-02374 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $58.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4215 E MOUNT VERNON RD, WATERLOO, IA 50703-9575 |
The 2025 property tax bill for 4215 E Mt Vernon Rd was $3,690 with a homeowner's exemption, down 1.5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Dunkerton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,690.00 (-1.49%) Homeowner's exemption | $346,300 Land $84,000 Building $262,300 | $346,300 Land $84,000 Building $262,300 |
| 2024 | $3,746.00 | ||
| 2023 | $325,590 (+32.53%) Land $70,000 Building $255,590 | $325,590 Land $70,000 Building $255,590 | |
| 2022 | $3,452.00 Homeowner's exemption | $245,670 Land $56,000 Building $189,670 | |
| 2021 | $245,670 Land $56,000 Building $189,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4215 E Mt Vernon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4215 E Mt Vernon Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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