Black Hawk County property record for 3835 E Mt Vernon Rd, Waterloo, IA 50703
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 2006 |
| Lot Size | 5.75 acres (250,470 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Nov 2009) |
| Tax Bill | $2,802 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9012-21-476-003 |
| Primary APN | 9012-21-476-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 160 sqft |
| Unfinished Basement | 160 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 250,470 sqft (5.75 acres) |
| Deck Area | Deck Area |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3835 E MOUNT VERNON RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PARCEL A BEING A PORTION THE E 1/2 SE 1/4 OF SEC 21 T 90 R 12 FURTHER DESC AS BEG AT A PT ON THE S LINE OF SE 1/4 THAT IS S |
| Legal Range | 12W |
| Legal Township | 90N |
| Legal Section | 21 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | BENNINGTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2700 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3835 E MOUNT VERNON RD, WATERLOO, IA 50703-9466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2009 · Amount on Record |
| Deed Sale | Nov 2, 2009 · Amount on Record |
| Deed Document Number | 20092010008870 |
| Prior Transfer Date | Oct 26, 2009 |
| Prior Transfer Doc | 2010008870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3835 E MOUNT VERNON RD, WATERLOO, IA 50703-9466 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202516243 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2025-16243 |
| Name | EMPEOPLE CU |
|---|---|
| Type | Credit Union |
| Address | 3950 38TH AVE, MOLINE, IL 61265 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Dunkerton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,802.00 (-1.13%) Homeowner's exemption | $247,030 (+8.53%) Land $11,200 Building $235,830 | $247,030 (+8.53%) Land $11,200 Building $235,830 |
| 2024 | $2,834.00 (+15.58%) | ||
| 2023 | $227,610 (+36.21%) Land $8,750 Building $218,860 | $227,610 (+36.21%) Land $8,750 Building $218,860 | |
| 2022 | $2,452.00 Homeowner's exemption Additional exemption filed | $167,100 Land $7,010 Building $160,090 | |
| 2021 | $167,100 Land $7,010 Building $160,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures