Black Hawk County property record for 3209 E Mt Vernon Rd, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,125 sqft · built 1920 |
| Lot Size | 4.79 acres (208,652 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Oct 2022) |
| Tax Bill | $2,562 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9012-21-351-002 |
| Primary APN | 9012-21-351-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 726 sqft |
| Attic | Attic |
| Attic Area | 399 sqft |
| Basement Area | 726 sqft |
| Unfinished Basement | 726 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 208,652 sqft (4.79 acres) |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Silo | Silo |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3209 E MOUNT VERNON RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF SW 1/4 SEC 21 T 90 R 12 DES AS FOL COM AT SW COR SW 1/4 SAID SEC 21 TH E ALONG S LINE SAID SW 1/4 943.51 FT TO |
| Legal Range | 12W |
| Legal Township | 90N |
| Legal Section | 21 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | BENNINGTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 2700 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3209 E MOUNT VERNON RD, WATERLOO, IA 50703-9501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FARMERS STATE BANK |
| Oct 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2022 · Amount on Record |
| Deed Sale | Oct 1, 2022 · Amount on Record |
| Prior Sale | Oct 1, 2021 · Amount on Record |
| Deed Document Number | 20227139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3209 E MOUNT VERNON RD, WATERLOO, IA 50703-9501 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202603457 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026-03457 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | 131 TOWER PARK DR STE 100, WATERLOO, IA 50701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 18, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 1, 2021 |
| Property Address | 3209 E MOUNT VERNON RD, WATERLOO, IA 50703-9501 |
| Document Number | 202200007139 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 202200007139 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $311.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3209 E MOUNT VERNON RD, WATERLOO, IA 50703-9501 |
| Document Number | 202200007140 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 202200007140 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Dunkerton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,562.00 (-0.08%) Homeowner's exemption | $233,640 (+7.66%) Land $84,000 Building $149,640 | $233,640 (+7.66%) Land $84,000 Building $149,640 |
| 2024 | $2,564.00 (+11.48%) | ||
| 2023 | $217,020 (+30.23%) Land $70,000 Building $147,020 | $217,020 (+30.23%) Land $70,000 Building $147,020 | |
| 2022 | $2,300.00 Homeowner's exemption | $166,650 Land $56,000 Building $110,650 | |
| 2021 | $166,650 Land $56,000 Building $110,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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