6342 E Mt Vernon Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 6342 E Mt Vernon Rd, Waterloo, IA 50703

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,538 sqft · built 1976
Lot Size39 acres (1,698,840 sqft)
OwnerCompany Name on Record
Tax Bill$5,802 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN9012-25-126-001

Property Details

APN / Parcel Number

Primary APN9012-25-126-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,538 sqft Living Area
1st Floor Area1,538 sqft
Basement Area1,538 sqft
Finished Basement1,050 sqft
Unfinished Basement1,538 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,698,840 sqft (39 acres)
Garage TypeMixed
Garage Area1,635 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area222 sqft
Patio Area384 sqft
Shed1 Shed
GranaryGranary
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address6342 E MOUNT VERNON RD
CityWATERLOO
StateIA
Zip50703-9500
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionNE NW SEC 25 T 90 R 12
Legal Range12W
Legal Township90N
Legal Section25
JurisdictionBLACK HAWK IA
Township / Civil DivisionBENNINGTON
Census Block Group1
Census Block1044
Census Tract2700

Owner

Source: Black Hawk County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address850 GROUSE LN, NORTH LIBERTY, IA 52317-4855
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address6342 E MOUNT VERNON RD, WATERLOO, IA 50703-9500
Transaction TypeMortgage
Record UpdatedNov 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2218 REED AVE, READLYN, IA 50668-9641

Mortgage

Document Number202100019640
DateMar 19, 2021
Instrument202100019640
Lender
NameFIRST BANK
TypeBank
AddressWAVERLY, IA 50677
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 12, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictDunkerton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,802.00$449,540 (+6.46%) Land $83,680 Building $365,860$449,540 (+6.46%) Land $83,680 Building $365,860
2024$5,802.00 (+10.51%)
2023$422,280 (+34.17%) Land $65,320 Building $356,960$422,280 (+34.17%) Land $65,320 Building $356,960
2022$5,250.00 Additional exemption filed$314,740 Land $52,590 Building $262,150
2021$314,740 Land $52,590 Building $262,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dunkerton Telephone Cooperative
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130

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