Black Hawk County property record for 5117 E Mt Vernon Rd, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,755 sqft · built 2009 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,311,500 (Apr 2022) |
| Tax Bill | $5,076 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9012-23-351-003 |
| Primary APN | 9012-23-351-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,755 sqft Living Area |
| 1st Floor Area | 1,755 sqft |
| Basement Area | 1,755 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 60 sqft |
| Poultry House | Poultry House |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5117 E MOUNT VERNON RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL A THAT PART OF THE SW 1/4 SEC 23 T 90 R 12 DESC AS FOL COM AT THE SW COR OF SAID SW 1/4 TH ALONG THE S LINE OF SAID SW |
| Legal Range | 12W |
| Legal Township | 90N |
| Legal Section | 23 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | BENNINGTON |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 2700 |
5117 E Mt Vernon Rd is owned and occupied by an individual who bought it in April 2022.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5117 E MOUNT VERNON RD, WATERLOO, IA 50703-9462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on File |
| Deed Sale | Apr 25, 2022 · Amount on File |
| Deed Document Number | 202220662 |
| Prior Transfer Date | Jan 5, 2022 |
| Prior Transfer Doc | 0000015138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5117 E MOUNT VERNON RD, WATERLOO, IA 50703-9462 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5117 E MOUNT VERNON RD, WATERLOO, IA 50703-9462 |
| Document Number | 0202515305 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025-15305 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | 123 W 4TH ST, CEDAR FALLS, IA 50613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 5117 E Mt Vernon Rd was $5,076 with a homeowner's exemption, up 3.3% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Dunkerton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,076.00 (+3.3%) Homeowner's exemption | $441,300 Land $72,000 Building $369,300 | $441,300 Land $72,000 Building $369,300 |
| 2024 | $4,914.00 | ||
| 2023 | $419,600 (+29.46%) Land $60,000 Building $359,600 | $419,600 Land $60,000 Building $359,600 | |
| 2022 | $4,596.00 Homeowner's exemption | $324,120 Land $48,000 Building $276,120 | |
| 2021 | $324,120 Land $48,000 Building $276,120 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5117 E Mt Vernon Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5117 E Mt Vernon Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dunkerton Telephone Cooperative Fiber | 1,000 / 500 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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