3338 E Mt Vernon Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 3338 E Mt Vernon Rd, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,472 sqft · built 1924
Lot Size2.69 acres (117,176 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Jun 2021)
Tax Bill$3,058 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN9012-28-126-002

Property Details

APN / Parcel Number

Primary APN9012-28-126-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,472 sqft Living Area
1st Floor Area676 sqft
Basement Area676 sqft
Unfinished Basement676 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area117,176 sqft (2.69 acres)
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area472 sqft
Deck Area392 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3338 E MOUNT VERNON RD
CityWATERLOO
StateIA
Zip50703-9464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART E 1/2 NW SEC 28 T 90 R 12 BEG AT PT ON N LINE SAID E 1/2 395 FT W OF NE COR SAID E 1/2 TH W ALONG N LINE 410 FT TH S
Legal Range12W
Legal Township90N
Legal Section28
JurisdictionBLACK HAWK IA
Township / Civil DivisionBENNINGTON
Census Block Group1
Census Block1039
Census Tract2700

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3338 E MOUNT VERNON RD, WATERLOO, IA 50703-9464
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2021Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU
Apr 11, 2017Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2021 · Amount on Record
Deed SaleJun 22, 2021 · Amount on Record
Deed Document Number202127043
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 22, 2021
Property Address3338 E MOUNT VERNON RD, WATERLOO, IA 50703-9464
Document Number202100027043
Instrument DateJun 18, 2021
Instrument202100027043
Transaction TypeTransfer
Record UpdatedJul 7, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$479.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3338 E MOUNT VERNON RD, WATERLOO, IA 50703-9464

Mortgage

Document Number202100027044
DateJun 22, 2021
Instrument202100027044
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateJul 1, 2031
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change4.87%
Index1-Year CMT
Max Rate8.87%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address3338 E MOUNT VERNON RD, WATERLOO, IA 50703-9464
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBLACK HAWK COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700017743
DateApr 11, 2017
Instrument2017-00017743
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 10, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictDunkerton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,058.00 (-1.8%) Homeowner's exemption$276,780 (+6.09%) Land $69,000 Building $207,780$276,780 (+6.09%) Land $69,000 Building $207,780
2024$3,114.00 (+2.37%)
2023$260,900 (+25.04%) Land $57,500 Building $203,400$260,900 (+25.04%) Land $57,500 Building $203,400
2022$3,042.00$208,650 Land $46,000 Building $162,650
2021$208,650 Land $46,000 Building $162,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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