5241 E Mt Vernon Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 5241 E Mt Vernon Rd, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,880 sqft · built 1930
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$548,000 (May 2007)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9012-23-376-003`

Property Details

APN / Parcel Number

Primary APN	`9012-23-376-003`
Alternative APN	`901223376001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	5241 E MOUNT VERNON RD
City	WATERLOO
State	IA
Zip	50703-9576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL B BEING A PORTION OF THE SE 1/4 SW 1/4 SEC 23 T 90 R 12 DESC AS BEG AT SW COR OF SE 1/4 SW 1/4 SEC 23 TH N 275 FT TH N
Legal Range	12W
Legal Township	90N
Legal Section	23
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BENNINGTON
Census Block Group	1
Census Block	1036
Census Tract	2700

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5241 E MOUNT VERNON RD, WATERLOO, IA 50703-9576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2007 · Amount on Record
Deed Sale	May 4, 2007 · Amount on Record
Deed Document Number	200723280
Prior Transfer Date	Apr 25, 2007
Prior Transfer Doc	2007023280
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5241 E MOUNT VERNON RD, WATERLOO, IA 50703-9576
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5241 E MOUNT VERNON RD, WATERLOO, IA 50703-9576

Mortgage

Document Number	202400010574
Date	Feb 29, 2024
Instrument	202400010574

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Jan 1, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	5241 E MOUNT VERNON RD, WATERLOO, IA 50703-9576
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00011446
Date	Jan 4, 2018
Instrument	2018-00011446

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Dunkerton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,796.00 (-0.21%) Homeowner's exemption	$254,060 (+7.69%) Land $63,000 Building $191,060	$254,060 (+7.69%) Land $63,000 Building $191,060
2024	$2,802.00 (+14.46%)
2023		$235,920 (+33.49%) Land $52,500 Building $183,420	$235,920 (+33.49%) Land $52,500 Building $183,420
2022	$2,448.00 Homeowner's exemption	$176,730 Land $42,000 Building $134,730
2021			$176,730 Land $42,000 Building $134,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dunkerton Telephone Cooperative Fiber	1,000 / 500
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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