Black Hawk County property record for 3534 E Mt Vernon Rd, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,329 sqft · built 2008 |
| Lot Size | 2.77 acres (120,661 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,216 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9012-28-201-003 |
| Primary APN | 9012-28-201-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,329 sqft Living Area |
| 1st Floor Area | 2,219 sqft |
| Basement Area | 2,219 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 120,661 sqft (2.77 acres) |
| Garage Type | Mixed |
| Garage Area | 1,395 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 85 sqft |
| Granary | Granary |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3534 E MOUNT VERNON RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF NW NE SEC 28 T 90 R 12 DESC AS COM AT N 1/4 COR OF SAID SEC TH N 89 DEG 9 MIN 50 SEC E 285 FT TO POB TH CONT N 89 DEG |
| Legal Range | 12W |
| Legal Township | 90N |
| Legal Section | 28 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | BENNINGTON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 2700 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3534 E MOUNT VERNON RD, WATERLOO, IA 50703-9465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2018 | Deed of Trust, Mortgage BANK IOWA |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA |
| Nov 3, 2017 | Deed, Transfer |
| Aug 29, 2017 | Deed, Transfer · Conventional Mortgage BANK IOWA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3534 E MOUNT VERNON RD, WATERLOO, IA 50703-9465 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201900004793 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 201900004793 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3534 E MOUNT VERNON RD, WATERLOO, IA 50703-9465 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000018831 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 202000018831 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 3, 2017 |
| Property Address | 3534 E MOUNT VERNON RD, WATERLOO, IA 50703-9465 |
| Document Number | 201800007895 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 201800007895 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3534 E MOUNT VERNON RD, 3534, WATERLOO, IA 50703-9465 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1828, WATERLOO, IA 50704-1828 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 29, 2017 |
| Property Address | 3534 E MOUNT VERNON RD, WATERLOO, IA 50703-9465 |
| Document Number | 201800003694 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 2018-00003694 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3534 E MOUNT VERNON RD, WATERLOO, IA 50703-9465 |
| Document Number | 201800003695 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 2018-00003695 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Address | DENISON, IA 51442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2037 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Dunkerton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,216.00 (+1.64%) Homeowner's exemption | $560,400 (+9.62%) Land $72,000 Building $488,400 | $560,400 (+9.62%) Land $72,000 Building $488,400 |
| 2024 | $6,116.00 (+15.92%) | ||
| 2023 | $511,210 (+36.64%) Land $60,000 Building $451,210 | $511,210 (+36.64%) Land $60,000 Building $451,210 | |
| 2022 | $5,276.00 Homeowner's exemption | $374,120 Land $48,000 Building $326,120 | |
| 2021 | $374,120 Land $48,000 Building $326,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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