420 Queen Lake Rd, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 420 Queen Lake Rd, Phillipston, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,236 sqft · built 1978
Lot Size	1.76 acres (77,014 sqft)
Owner	2 Individual Names on File
Last Sale	$574,000 (Jan 2026)
Tax Bill	$4,456 (2026)
Deeds & Mortgages	Feb 2026 Transfer Jan 2026 Sale & Mortgage + 1 more
APN	`PHIL M:00016 L:00016`

Property Details

APN / Parcel Number

Primary APN	`PHIL M:00016 L:00016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
Gross Area	3,880 sqft
1st Floor Area	1,593 sqft
Basement Area	1,372 sqft
Unfinished Basement	1,372 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,014 sqft (1.76 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	420 QUEEN LAKE RD
City	PHILLIPSTON
State	MA
Zip	01331-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	16
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1067
Census Tract	704201

Owner

420 Queen Lake Rd is owned by two individuals who acquired it in February 2026.

Source: Worcester County and Phillipston Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	420 OCEAN LAKE RD, PHILLIPSTON, MA 01331
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WORKERS CU
May 15, 2025	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	May 15, 2025 · Amount on File
Deed Document Number	20264627
Deed Book / Page	73102 / 70
Last Transfer Date	Feb 9, 2026
Transfer Doc	073175-212
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	Feb 9, 2026
Property Address	420 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9474
Document Number	073175-212
Book / Page	73175 / 212
Instrument Date	Feb 9, 2026
Instrument	10032
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	420 OCEAN LAKE RD, PHILLIPSTON, MA 01331

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	Jan 20, 2026
Property Address	420 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9474
Document Number	0073102-70
Book / Page	73102 / 70
Instrument Date	Jan 20, 2026
Instrument	4627
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9474

Mortgage

Document Number	0000004628
Date	Jan 20, 2026
Instrument	4628

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Feb 1, 2031
Index	1-Year CMT

May 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	May 15, 2025
Property Address	420 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9474
Document Number	0071987-30
Book / Page	71987 / 30
Instrument Date	May 14, 2025
Instrument	38343
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 OLD WEBSTER RD # R, R, OXFORD, MA 01540-2708

Tax Assessment & Valuation

The 2026 property tax bill for 420 Queen Lake Rd was $4,456, up 3.2% from the year before.

Source: Worcester County and Phillipston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,456.00 (+3.24%)	$406,900 (+6.24%) Land $56,400 Building $350,500	$560,661
2025	$4,316.00 (-10.79%)	$383,000 (-5.15%) Land $50,200 Building $332,800
2024	$4,838.00 (+4.11%)	$403,800 (+11.58%) Land $47,900 Building $355,900
2023	$4,647.00	$361,900 Land $43,100 Building $318,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 420 Queen Lake Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Queen Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

No cell data coverage reported

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