320 Queen Lake Rd, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 320 Queen Lake Rd, Phillipston, MA 01331

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1950
Lot Size	0.06 acres (2,613 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2025)
Tax Bill	$2,454 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Apr 2022 Foreclosure
APN	`PHIL M:00052 L:00040`

Property Details

APN / Parcel Number

Primary APN	`PHIL M:00052 L:00040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	976 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	2,613 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	320 QUEEN LAKE RD
City	PHILLIPSTON
State	MA
Zip	01331-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	40
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1056
Census Tract	704201

Owner

320 Queen Lake Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Worcester County and Phillipston Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9473
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Quit Claim Deed, Transfer · Conventional Mortgage DIGITAL FCU
Apr 13, 2022	Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Apr 13, 2022 · Amount on File
Deed Book / Page	72459 / 368
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	Aug 28, 2025
Property Address	320 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9473
Document Number	072459-368
Book / Page	72459 / 368
Instrument Date	Aug 28, 2025
Instrument	73085
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9473

Mortgage

Document Number	0000073086
Date	Aug 28, 2025
Instrument	73086

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

April 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	PHILLIPSTON MA
Recording Date	Apr 13, 2022
Property Address	320 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9473
Document Number	067431-307
Book / Page	67431 / 307
Instrument Date	Apr 7, 2022
Instrument	40900
Transaction Type	Foreclosure
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HIGHLAND AVE, ASHBURNHAM, MA 01430-1628

Tax Assessment & Valuation

The 2026 property tax bill for 320 Queen Lake Rd was $2,454, up 2.9% from the year before.

Source: Worcester County and Phillipston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,454.00 (+2.94%)	$224,100 (+5.96%) Land $29,900 Building $194,200	$267,140 (-)
2025	$2,384.00 (+18.61%)	$211,500 (+26.04%) Land $29,700 Building $181,800	$267,140 (-17.29%)
2024	$2,010.00 (-0.74%)	$167,800 (+6.4%) Land $28,300 Building $139,500	$323,000
2023	$2,025.00	$157,700 Land $28,300 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 320 Queen Lake Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Queen Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Queen Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures