370 Queen Lake Rd, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 370 Queen Lake Rd, Phillipston, MA 01331

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,336 sqft · built 1960
Lot Size	2.43 acres (106,136 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Apr 2018)
Tax Bill	$3,293 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2021 Refinance + 3 more
APN	`PHIL M:00016 L:0008A`

Property Details

APN / Parcel Number

Primary APN	`PHIL M:00016 L:0008A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
Gross Area	2,892 sqft
Basement Area	1,108 sqft
Unfinished Basement	1,108 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	106,136 sqft (2.43 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	370 QUEEN LAKE RD
City	PHILLIPSTON
State	MA
Zip	01331-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	8A
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1054
Census Tract	704201

Owner

370 Queen Lake Rd is owned and occupied by two individuals who bought it in April 2018.

Source: Worcester County and Phillipston Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	370 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
May 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LENOX FINANCIAL MORTGAGE
Dec 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 8, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Apr 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2018 · Amount on File
Deed Sale	Apr 23, 2018 · Amount on File
Deed Document Number	201837724
Deed Book / Page	58699 / 4
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Recording Date	Jun 5, 2026
Property Address	370 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9474
Document Number	073684-154
Book / Page	73684 / 154
Instrument Date	May 30, 2026
Instrument	202645684
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9474
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045684,
Date	Jun 5, 2026
Book Page	73684/154
Instrument	202645684

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	370 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9474
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65131-160
Date	May 10, 2021
Book Page	65131/160
Instrument	64405

Lender

Name	LENOX FINANCIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	370 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9474
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64127-226
Date	Dec 31, 2020
Book Page	64127/226
Instrument	165006

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	370 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9474
Document Number	60046-52
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	370 QUEEN LAKE RD PHILLIPSTON MA 013319474, PHILLIPSTON, MA 01331-9474

Mortgage

Document Number	60046-52
Date	Feb 13, 2019
Book Page	060046/000052
Instrument	13687

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 12, 2034

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	Apr 23, 2018
Property Address	370 QUEEN LAKE RD, PHILLIPSTON, MA 01331-9474
Document Number	58699-4
Book / Page	058699 / 000004
Instrument Date	Apr 23, 2018
Instrument	37724
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Amount	Amount on Record
Tax	$342.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	370 QUEEN LAKE RD PHILLIPSTON MA 013319474, PHILLIPSTON, MA 01331-9474

Tax Assessment & Valuation

The 2026 property tax bill for 370 Queen Lake Rd was $3,293, up 4.8% from the year before.

Source: Worcester County and Phillipston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,293.00 (+4.81%)	$300,700 (+7.86%) Land $57,800 Building $242,900	$285,475 (-)
2025	$3,142.00 (+23.31%)	$278,800 (+31.08%) Land $51,400 Building $227,400	$285,475 (-25.93%)
2024	$2,548.00 (-1.09%)	$212,700 (+6.03%) Land $48,900 Building $163,800	$385,415
2023	$2,576.00	$200,600 Land $48,900 Building $151,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 370 Queen Lake Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Queen Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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