402 River Oaks Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 402 River Oaks Dr, Luling, LA 70070

Property Summary

Property TypeSingle Family Home
Details3,200 sqft · built 1973
Lot Size0.289 acres (12,632 sqft)
Owner2 Individual Names on Record
Tax Bill$1,022 (2025)
Deeds & MortgagesFeb 2022 Mortgage
APN7-042 002 00001

Property Details

APN / Parcel Number

Primary APN7-042 002 00001

Interior

Building Area3,200 sqft Living Area

Exterior

Year BuiltBuilt 1973
Lot Area12,632 sqft (0.289 acres)

Location & Zoning

Street Address402 RIVER OAKS DR
CityLULING
StateLA
Zip70070-2144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLOT 1, BLK. 2, ADDENDUM 2 TO RIVER OAKS SUBD.
Legal SubdivisionRIVER OAKS ADDENDUM #2
Legal Block2
Legal Lot Number1
JurisdictionST CHARLES LA
Township / Civil Division7
Census Block Group3
Census Block3004
Census Tract63100

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 RIVER OAKS DR, LULING, LA 70070-2144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2017
Deed SaleJul 28, 2017
Prior SaleSep 5, 2006 · Amount on Record
Deed Document Number425752
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES LA
Property Address402 RIVER OAKS DR, LULING, LA 70070-2144
Transaction TypeMortgage
Record UpdatedMar 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019850191
DateFeb 17, 2022
Book Page1985/191
Instrument466022
Lender
NameUS SMALL BUSINESS ADMN
TypeGovernment Agency
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Charles Parish
Unified School DistrictSt. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,022.00 (-1.54%) Homeowner's exemption$17,617 (-) Land $4,050 Building $13,567$176,170 (-) Land $40,500 Building $135,670
2024$1,038.00 (-8.06%) Homeowner's exemption$17,617 (-) Land $4,050 Building $13,567$176,170 (-) Land $40,500 Building $135,670
2023$1,129.00 (-4.56%) Homeowner's exemption$17,617 (-) Land $4,050 Building $13,567$176,170 (-) Land $40,500 Building $135,670
2022$1,183.00 Homeowner's exemption$17,617 Land $4,050 Building $13,567$176,170 Land $40,500 Building $135,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 284 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies284 in force
Nearby Flood Claims333 (1978–2025)
Claims Outside the SFHA197 of 333
Most Recent ClaimJan 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ida, Aug 2021 · 12 claims
  • Severe Storms And Flooding, Aug 2016 · 116 claims
  • Hurricane Katrina, Aug 2005 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PARISH DEPT OF WATERWORKS
serves 52,879 people · EPA ID LA1089001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

May also be available: Verizon.

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