401 River Oaks Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 401 River Oaks Dr, Luling, LA 70070

Property Summary

Property Type	Single Family Home
Details	3,100 sqft · built 1970
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,000 (Aug 2021)
Tax Bill	$2,372 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
APN	`7-042 001 00015`

Property Details

APN / Parcel Number

Primary APN	`7-042 001 00015`

Interior

Building Area	3,100 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	31,363 sqft (0.72 acres)

Location & Zoning

Street Address	401 RIVER OAKS DR
City	LULING
State	LA
Zip	70070-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 15, BLK. 1, ADDENDUM 2 TO RIVER OAKS SUBD.
Legal Subdivision	RIVER OAKS ADDENDUM #2
Legal Block	1
Legal Lot Number	15
Jurisdiction	ST CHARLES LA
Township / Civil Division	7
Census Block Group	3
Census Block	3007
Census Tract	63100

Owner

Source: St. Charles Parish records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 RIVER OAKS DR, LULING, LA 70070-2145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Jun 15, 2005 · Amount on Record
Deed Document Number	2021461268
Deed Book / Page	909 / 538
Prior Transfer Date	Jun 3, 2005
Prior Transfer Doc	0006520648
Record Updated	Jun 8, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES LA
Recording Date	Aug 3, 2021
Property Address	401 RIVER OAKS DR, LULING, LA 70070-2145
Document Number	0009090538
Book / Page	909 / 538
Instrument Date	Jul 30, 2021
Instrument	461268
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8159 EVERGREEN DR, DENHAM SPRINGS, LA 70726-6609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 RIVER OAKS DR, LULING, LA 70070-2145

Mortgage

Document Number	0019510702
Date	Aug 3, 2021
Book Page	1951/702
Instrument	461269

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,372.00 (-1.5%) Homeowner's exemption	$30,970 (-) Land $12,520 Building $18,450	$309,700 (-) Land $125,200 Building $184,500
2024	$2,408.00 (+22.3%) Homeowner's exemption	$30,970 (+23.19%) Land $12,520 Building $18,450	$309,700 (+23.19%) Land $125,200 Building $184,500
2023	$1,969.00 (-4.51%) Homeowner's exemption	$25,140 (-) Land $7,780 Building $17,360	$251,400 (-) Land $77,800 Building $173,600
2022	$2,062.00 Homeowner's exemption	$25,140 Land $7,780 Building $17,360	$251,400 Land $77,800 Building $173,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 284 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	284 in force
Nearby Flood Claims	333 (1978–2025)
Claims Outside the SFHA	197 of 333
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 12 claims Severe Storms And Flooding, Aug 2016 · 116 claims Hurricane Katrina, Aug 2005 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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