St. Charles Parish property record for 405 River Oaks Dr, Luling, LA 70070
| Property Type | Single Family Home |
|---|---|
| Details | 3,475 sqft · built 1974 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $228,800 (Feb 2020) |
| Tax Bill | $2,364 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2020 Sale & Line of Credit + 1 more |
| APN | 7-042 001 00016 |
| Primary APN | 7-042 001 00016 |
|---|
| Building Area | 3,475 sqft Living Area |
|---|
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Street Address | 405 RIVER OAKS DR |
|---|---|
| City | LULING |
| State | LA |
| Zip | 70070-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 16, BLK. 1, ADDENDUM NO. 2 TO RIVER OAKS SUBD. |
| Legal Subdivision | RIVER OAKS ADDENDUM #2 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 63100 |
Source: St. Charles Parish records · APN 7-042 001 00016
Assessment roll updated February 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 RIVER OAKS DR, LULING, LA 70070-2145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Commercial Mortgage US SMALL BUSINESS ADMN |
| Feb 12, 2020 | Grant Deed, Transfer · Line of Credit UNITED CMNTY BK |
| Feb 12, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 12, 2020 · Amount on Record |
| Deed Sale | Feb 12, 2020 · Amount on Record |
| Prior Sale | Apr 10, 2012 · Amount on Record |
| Deed Document Number | 2020446904 |
| Deed Book / Page | 888 / 364 |
| Prior Transfer Date | Feb 07, 2020 |
| Prior Transfer Doc | 0008880364 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 405 RIVER OAKS DR, LULING, LA 70070-2145 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019800553 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 1980/553 |
| Instrument | 465262 |
| Name | US SMALL BUSINESS ADMN |
|---|---|
| Type | Government Agency |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Dec 28, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Recording Date | Feb 12, 2020 |
| Property Address | 405 RIVER OAKS DR, LULING, LA 70070-2145 |
| Document Number | 0008880384 |
| Book / Page | 000888 / 000384 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 446929 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3307 W AIRLINE HWY RESERVE LA 700845806, RESERVE, LA 70084-5806 |
| Document Number | 18460120 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 001846/000120 |
| Instrument | 446930 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | LAPLACE, LA 70068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Recording Date | Feb 12, 2020 |
| Property Address | 405 RIVER OAKS DR, LULING, LA 70070-2145 |
| Document Number | 0008880364 |
| Book / Page | 000888 / 000364 |
| Instrument Date | Feb 07, 2020 |
| Instrument | 446904 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 MURRAY HILL DR DESTREHAN LA 700473520, DESTREHAN, LA 70047-3520 |
Source: St. Charles Parish records · Assessment roll updated February 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,364.00 (-1.5%) Homeowner's exemption | $30,890 (-) Land $8,210 Building $22,680 | $308,900 (-) Land $82,100 Building $226,800 |
| 2024 | $2,400.00 (+24.93%) Homeowner's exemption | $30,890 (+25.01%) Land $8,210 Building $22,680 | $308,900 (+25.01%) Land $82,100 Building $226,800 |
| 2023 | $1,921.00 (-4.52%) Homeowner's exemption | $24,710 (-) Land $5,250 Building $19,460 | $247,100 (-) Land $52,500 Building $194,600 |
| 2022 | $2,012.00 Homeowner's exemption | $24,710 Land $5,250 Building $19,460 | $247,100 Land $52,500 Building $194,600 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 284 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 284 in force |
| Nearby Flood Claims | 333 (1978–2025) |
| Claims Outside the SFHA | 197 of 333 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: Verizon.
Based on FCC filings for 333 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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